Community

Big Tree Lakes

Keystone Heights, Clay County, FL

Overview

Community Information

This is the official information hub for Big Tree Lakes. Below you'll find recorded covenants and restrictions, plats, and current board officers.

Lifestyle

Community Amenities

Shared amenities in Big Tree Lakes, compiled from recent MLS listings. Amenities can change over time — confirm with the association.

Park
Boat Dock & Launch

Location

Map of Big Tree Lakes

Big Tree Lakes is in Keystone Heights, Clay County, Florida. Each pin is one of the 1,153 homes on record — select a pin to open that property's page.

Parcel locations from the county property appraiser. Boundaries are approximate — confirm any lot line with the recorded plat. See all communities on one map →

Schools

Schools Zoned for Big Tree Lakes

Big Tree Lakes straddles more than one attendance boundary — the homes are split between the schools below.

Mcrae Elementary School Elementary · 750 homes
Keystone Heights Elementary Elementary · 403 homes
Clay High School High

Zoned public schools from county attendance boundaries — magnet and school-choice options may also apply, and boundaries are redrawn periodically. Confirm enrollment with the school district.

Public Records

Is Big Tree Lakes Safe? Crime Reports Near Big Tree Lakes

The HOA Collective does not rate neighborhoods and does not publish a safety score. Big Tree Lakes is in Clay County, and the Clay County Sheriff's Office does not publish an open incident dataset, so we publish no incident counts here. Reported incidents for this area can be looked up directly at the sources below.

Management

Community Management

No professional management company is on file with the state for this community. See the Board Officers below.

On the Market

Homes for Sale in Big Tree Lakes

Active MLS listings in this community. Thinking of selling? List with us →

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Homes

Homes & Addresses

All 1,153 homes in Big Tree Lakes. Search an address to open its property details, valuation, and sale history.

5510 Acadia St 5510 COUNTY ROAD 352 5511 JEFFERSON St 1,716 sqft · Built 2002 5512 JEFFERSON St 5512 LODGE Rd 960 sqft · Built 2003 5512 SMITH Dr 1,620 sqft · Built 2001 5515 LODGE Rd 1,240 sqft · Built 2005 5516 JEFFERSON St 5516 LODGE Rd 1,080 sqft · Built 1987 5516 SMITH Dr 5517 SMITH Dr 1,144 sqft · Built 2002 5518 LASSEN St 5519 LASSEN St 5519 LODGE Rd 1,560 sqft · Built 1994 5520 Acadia St 1,404 sqft · Built 2002 5520 COUNTY ROAD 352 5520 JEFFERSON St 1,440 sqft · Built 1986 5520 LODGE Rd 1,803 sqft · Built 1990 5520 SMITH Dr 5522 LASSEN St 480 sqft · Built 1988 5523 LASSEN St 1,768 sqft · Built 2023 5524 LODGE Rd 1,708 sqft · Built 1985 5524 SMITH Dr 1,620 sqft · Built 2023 5525 Acadia St 5525 JEFFERSON St 5526 LASSEN St 960 sqft · Built 1999 5527 LASSEN St 1,716 sqft · Built 2006 5528 LODGE Rd 1,833 sqft · Built 2006 5528 SMITH Dr 2,254 sqft · Built 2008 5530 Acadia St 1,296 sqft · Built 1997 5530 COUNTY ROAD 352 5531 LASSEN St 1,404 sqft · Built 1995 5532 JEFFERSON St 1,568 sqft · Built 2024 5533 LASSEN St 1,620 sqft · Built 2024 5534 LASSEN St 1,080 sqft · Built 1987 5535 JEFFERSON St 5535 LASSEN St 5535 SMITH Dr 1,352 sqft · Built 2005 5536 JEFFERSON St 5536 SMITH Dr 5537 LASSEN St 5537 SMITH Dr 2,052 sqft · Built 2023 5538 LASSEN St 5539 LASSEN St 1,144 sqft · Built 1995 5540 COUNTY ROAD 352 5540 JEFFERSON St 5540 SMITH Dr 5541 LASSEN St 1,767 sqft · Built 2023 5542 LASSEN St 1,371 sqft · Built 1995 5543 LASSEN St 5544 JEFFERSON St 957 sqft · Built 2003 5545 LASSEN St 5548 JEFFERSON St 5549 JEFFERSON St 5549 LASSEN St 1,782 sqft · Built 1999 5550 Acadia St 1,800 sqft · Built 2022 5550 LASSEN St 1,560 sqft · Built 2005 5551 JEFFERSON St 5552 JEFFERSON St 5554 LASSEN St

Rules & Records

Big Tree Lakes HOA Rules, Covenants & Documents

The rules for Big Tree Lakes are laid out in its recorded covenants and restrictions — the CC&Rs, their amendments, and the bylaws. Below are the copies we have on file, free to read or download.

Covenants & Restrictions

Declaration of Covenants, Conditions & Restrictions — O 0716/0116

Book/Page: O 0716/0116 Recorded: 1983-03-28

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Declaration of Covenants, Conditions & Restrictions — O 0706/0467

Book/Page: O 0706/0467 Recorded: 1983-01-28

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Declaration of Covenants, Conditions & Restrictions — O 0689/0550

Book/Page: O 0689/0550 Recorded: 1982-10-07

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Declaration of Covenants, Conditions & Restrictions — O 0689/0193

Book/Page: O 0689/0193 Recorded: 1982-10-04

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Declaration of Covenants, Conditions & Restrictions — O 0775/0121

Book/Page: O 0775/0121 Recorded: 1984-01-26

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Declaration of Covenants, Conditions & Restrictions — O 0921/0088

Book/Page: O 0921/0088 Recorded: 1986-01-22

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Declaration of Covenants, Conditions & Restrictions — O 1891/1663

Book/Page: O 1891/1663 Recorded: 2000-10-11

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Declaration of Covenants, Conditions & Restrictions — O 2665/0147

Book/Page: O 2665/0147 Recorded: 2006-01-20

View document →

Leadership

Board Officers

Board officers for this community have not been published yet.
Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Big Tree Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Big Tree Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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Questions & Answers

Frequently Asked

What county is Big Tree Lakes in?
Big Tree Lakes is an HOA community in Clay County, Florida, with 1153 homes.
What is the HOA fee in Big Tree Lakes?
The HOA fee in Big Tree Lakes is approximately $76 per year, based on recent MLS listings. Dues can vary by lot — confirm with the association.
Where can I find Big Tree Lakes's CC&Rs and HOA documents?
Recorded governing documents for Big Tree Lakes — CC&Rs, amendments, and plats — are published by The HOA Collective and available in the Documents & Records section of the Big Tree Lakes community page at thehoacollective.com/communities/big-tree-lakes.
Are there homes for sale in Big Tree Lakes?
Yes — there are 12 active listings in Big Tree Lakes. Current prices and details are on the Big Tree Lakes community page at thehoacollective.com/communities/big-tree-lakes.
What amenities does Big Tree Lakes have?
Big Tree Lakes offers shared community amenities including park and boat dock & launch, based on recent MLS listings. Amenities can change — confirm current offerings with the association.
Does Big Tree Lakes have a pool?
No community pool is listed among Big Tree Lakes's shared amenities in recent MLS listings. Individual homes may still have private pools. Confirm current amenities with the association.
What schools are zoned for Big Tree Lakes?
Homes in Big Tree Lakes are zoned for elementary: Mcrae Elementary School (750 homes) and Keystone Heights Elementary (403 homes); middle: Keystone Heights Junior/Senior High; high: Clay High School. Big Tree Lakes straddles more than one attendance boundary, so zoning varies by address. Zoning comes from county attendance boundaries and is redrawn periodically — per-address zoning is listed on each property page at thehoacollective.com/communities/big-tree-lakes.
What are the HOA rules in Big Tree Lakes?
The rules for Big Tree Lakes are set out in its recorded covenants and restrictions (CC&Rs), along with any amendments and the bylaws — these cover things like fences, parking, exterior changes and rentals. The copies on file are free to read in the Rules & Records section of the Big Tree Lakes community page at thehoacollective.com/communities/big-tree-lakes.
How much are property taxes in Big Tree Lakes?
The median property-tax bill in Big Tree Lakes is about $477 for 2025, based on 1,132 homes on the county tax roll. Most homes fall between $323 and $3,667. Your bill depends on assessed value and exemptions — homesteaded owners typically pay less.
When was Big Tree Lakes built?
Most homes in Big Tree Lakes were built between 1987 and 2023, with the typical home dating to 2002, according to county property records. The oldest home on record dates to 1983.
Where is Big Tree Lakes?
Big Tree Lakes is in Keystone Heights, Clay County, Florida. It has 1,153 homes on record. An interactive map showing every home in the community is on the Big Tree Lakes community page at thehoacollective.com/communities/big-tree-lakes.
Where can I look up crime reports near Big Tree Lakes?
Big Tree Lakes is in Clay County, Florida. The Clay County Sheriff's Office does not publish an open incident dataset, so The HOA Collective publishes no incident counts for Big Tree Lakes. Links to the agency's own records, and to any map it contributes to, are published on the Big Tree Lakes community page at thehoacollective.com/communities/big-tree-lakes.