Big Tree Lakes

7533 LOS PADRES Ave

Keystone Heights, FL 32656
For Sale $219,000
Price cut $249,000 ↓ $30,000 (12%) Oct 5 · reduced 3×
4 bd · 2 ba · 1,584 sqft · Built 1999
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC (mpelleritorealtor@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Brand new and never lived in four bedroom, two bath home on over one acre. Plenty of unimproved land left behind the home for a future detached garage, garden, larger yard, pool, etc. LVP, new appliances, open living concept and split bedroom plan. Two front entry gates for a circular driveway. Priced to sell so make plans to see this beautiful new home ASAP!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $7,665
$1,989/mo
Principal & interest$1,477
Property tax (est.)$245
Insurance (est.)$164
FHA MIP$97
HOA dues$6
CDD assessment$0
Cash to close: ~$7,665 down · MIP financed
VA
$0 down
$1,952/mo
Principal & interest$1,537
Property tax (est.)$245
Insurance (est.)$164
VA fee (financed)$0
HOA dues$6
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $43,800
$1,619/mo
Principal & interest$1,204
Property tax (est.)$245
Insurance (est.)$164
PMI$0
HOA dues$6
CDD assessment$0
Cash to close: ~$43,800 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 2.16% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeMobile Home
Year built1999
Heated area1,584 sq ft
Lot size49,484 sq ft
Parcel (RE#)14-08-23-001437-054-00
Legal descriptionLOT 19 BLK 24 BIG TREE LAKES S

Valuation · 2025

Value

Just / Market
$225,000
Assessed
$158,241
Taxable
$158,241
2025 Property Tax
$3,410
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$76 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Big Tree Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Big Tree Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

Questions & Answers

Frequently Asked

What schools serve 7533 LOS PADRES Ave?
The zoned public schools for 7533 LOS PADRES Ave in Big Tree Lakes are Mcrae Elementary School (elementary), Keystone Heights Junior/Senior High (middle), Clay High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 7533 LOS PADRES Ave?
The most recent annual property tax for 7533 LOS PADRES Ave is about $3,410 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 7533 LOS PADRES Ave?
Homes in Big Tree Lakes have an HOA fee of about $76 per year (based on recent MLS listings).
How big is 7533 LOS PADRES Ave?
7533 LOS PADRES Ave is a 1,584 sq ft home built in 1999 in Big Tree Lakes, Clay County, FL.
What would the monthly payment be on 7533 LOS PADRES Ave?
At about a 7.32% 30-year rate, the estimated monthly payment for 7533 LOS PADRES Ave is roughly $1,619 with a conventional loan (20% down), $1,989 with FHA (3.5% down), or $1,952 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Big Tree Lakes HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.