Big Tree Lakes

7457 BIENVILLE Ave

Keystone Heights, FL 32656
For Sale $269,900
4 bd · 2 ba
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of HERRON REAL ESTATE LLC (Brittney@sellsnorthfl.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

**Tired of seeing the same manufactured homes on the market? Look no further!** This brand-new 2026 home stands apart with its upgraded finishes, thoughtful design, and attention to detail throughout. Situated on a full acre in Keystone Heights with NO HOA, this impressive 4-bedroom, 2-bath home offers 1,920 square feet of living space, plus a versatile bonus room ideal for a sunroom, home office, or additional flex space. From the beautiful interior finishes to the brand-new well, septic system, driveway, and entry steps, this property offers the appeal of a completely new home with room to enjoy the outdoors! Step inside and discover the details that truly set this home apart! The farmhouse-inspired kitchen features 42-inch upper cabinets, oversized pull-out drawers, abundant storage, a stainless-steel farmhouse sink with sprayer, ceramic tile backsplash, pendant lighting over the center island, and a spacious walk-in pantry. Stainless steel Frigidaire appliances,

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $9,447
$2,561/mo
Principal & interest$1,820
Property tax (est.)$413
Insurance (est.)$202
FHA MIP$119
HOA dues$6
CDD assessment$0
Cash to close: ~$9,447 down · MIP financed
VA
$0 down
$2,515/mo
Principal & interest$1,894
Property tax (est.)$413
Insurance (est.)$202
VA fee (financed)$0
HOA dues$6
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $53,980
$2,105/mo
Principal & interest$1,483
Property tax (est.)$413
Insurance (est.)$202
PMI$0
HOA dues$6
CDD assessment$0
Cash to close: ~$53,980 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 2.76% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeVacant Residential
Lot size45,868 sq ft
Parcel (RE#)14-08-23-001437-340-00
Legal descriptionLOT 17 BLK 37 BIG TREE LAKES S

Valuation · 2025

Value

Just / Market
$275,000
Assessed
$11,712
Taxable
$11,712
2025 Property Tax
$323
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$76 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Big Tree Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Big Tree Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Big Tree Lakes

Other active MLS listings in Big Tree Lakes.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 7457 BIENVILLE Ave?
The zoned public schools for 7457 BIENVILLE Ave in Big Tree Lakes are Mcrae Elementary School (elementary), Keystone Heights Junior/Senior High (middle), Clay High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 7457 BIENVILLE Ave?
The most recent annual property tax for 7457 BIENVILLE Ave is about $323 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 7457 BIENVILLE Ave?
Homes in Big Tree Lakes have an HOA fee of about $76 per year (based on recent MLS listings).
What would the monthly payment be on 7457 BIENVILLE Ave?
At about a 7.32% 30-year rate, the estimated monthly payment for 7457 BIENVILLE Ave is roughly $2,105 with a conventional loan (20% down), $2,561 with FHA (3.5% down), or $2,515 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Big Tree Lakes HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.