Big Tree Lakes

5755 BRYCE St

Keystone Heights, FL 32656
For Sale $279,900
Price cut $289,900 ↓ $10,000 (3.4%) Oct 9 · reduced 3×
5 bd · 3 ba
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of PURSUIT REAL ESTATE, LLC (roy@pursuitrealestate.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Brand new 2026 construction on 1.11 private acres in Keystone Heights and this is not your standard new build.

With 5 bedrooms, 3 full baths, and 2,280 square feet of meticulously designed living space, this home was built with upgrades from top to bottom that you simply do not find at this price point. Everything is new, everything is done, and nothing is waiting for you on day one.

The moment you pull up you will notice the difference. Southern Ranch exterior with board and batten wainscot, Rustic Alder columns, a full faced open dormer, and a craftsman style front door set the tone before you ever step inside. This is a home that has serious curb appeal.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $9,797
$2,660/mo
Principal & interest$1,888
Property tax (est.)$432
Insurance (est.)$210
FHA MIP$124
HOA dues$6
CDD assessment$0
Cash to close: ~$9,797 down · MIP financed
VA
$0 down
$2,612/mo
Principal & interest$1,964
Property tax (est.)$432
Insurance (est.)$210
VA fee (financed)$0
HOA dues$6
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $55,980
$2,187/mo
Principal & interest$1,538
Property tax (est.)$432
Insurance (est.)$210
PMI$0
HOA dues$6
CDD assessment$0
Cash to close: ~$55,980 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 2.76% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeVacant Residential
Lot size48,264 sq ft
SubdivisionBIG TREE LAKES
Parcel (RE#)14-08-23-001437-317-00
Legal descriptionLOT 4 BLK 36 BIG TREE LAKES SE

Valuation · 2025

Value

Just / Market
$275,000
Assessed
$11,712
Taxable
$11,712
2025 Property Tax
$323
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$76 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Big Tree Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Big Tree Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

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On the Market

Homes for Sale in Big Tree Lakes

Other active MLS listings in Big Tree Lakes.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 5755 BRYCE St?
The zoned public schools for 5755 BRYCE St in Big Tree Lakes are Mcrae Elementary School (elementary), Keystone Heights Junior/Senior High (middle), Clay High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 5755 BRYCE St?
The most recent annual property tax for 5755 BRYCE St is about $323 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 5755 BRYCE St?
Homes in Big Tree Lakes have an HOA fee of about $76 per year (based on recent MLS listings).
What would the monthly payment be on 5755 BRYCE St?
At about a 7.32% 30-year rate, the estimated monthly payment for 5755 BRYCE St is roughly $2,187 with a conventional loan (20% down), $2,660 with FHA (3.5% down), or $2,612 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Big Tree Lakes HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.