Big Tree Lakes

5535 LASSEN St

Keystone Heights, FL 32656
For Sale $38,500
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of UNITED REAL ESTATE GALLERY (keeweise@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Step into your very own fairytale setting in Keystone Heights! This high-and-dry .97-acre treasure feels like a hidden gem, tucked just a mile from town yet wrapped in the kind of peace and quiet that makes everyday life feel a little more magical.

With wide-open space to play, plant, and create, this enchanting property is ready for your dream home or a shiny new mobile home--with plenty of room left for gardens, outdoor gatherings, and a few cheerful chickens wandering about. Picture slow mornings with coffee in hand, soft breezes in the air, and nothing but the sounds of nature to keep you company.

Enjoy the best of both worlds--storybook-style country living with shopping and conveniences just minutes away, including being only five minutes from Dollar General. If you've been wishing for a place where life feels simple, sweet, and full of possibility, this charming Keystone Heights haven is ready to welcome you home. 🐓🌿 No Mobile home land home financing.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $1,348
$312/mo
Principal & interest$260
Property tax (est.)$0
Insurance (est.)$29
FHA MIP$17
HOA dues$6
CDD assessment$0
Cash to close: ~$1,348 down · MIP financed
VA
$0 down
$305/mo
Principal & interest$270
Property tax (est.)$0
Insurance (est.)$29
VA fee (financed)$0
HOA dues$6
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $7,700
$247/mo
Principal & interest$212
Property tax (est.)$0
Insurance (est.)$29
PMI$0
HOA dues$6
CDD assessment$0
Cash to close: ~$7,700 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 2.76% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeVacant Residential
Lot size42,279 sq ft
SubdivisionBIG TREE LAKES
Parcel (RE#)13-08-23-001437-863-62
Legal descriptionLOT 7 BLK 13 BIG TREE LAKES SE

Valuation · 2025

Value

Just / Market
$50,000
Assessed
$11,712
Taxable
$11,712
2025 Property Tax
$323
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$76 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Big Tree Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Big Tree Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

On the Market

Homes for Sale in Big Tree Lakes

Other active MLS listings in Big Tree Lakes.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 5535 LASSEN St?
The zoned public schools for 5535 LASSEN St in Big Tree Lakes are Mcrae Elementary School (elementary), Keystone Heights Junior/Senior High (middle), Clay High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 5535 LASSEN St?
The most recent annual property tax for 5535 LASSEN St is about $323 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 5535 LASSEN St?
Homes in Big Tree Lakes have an HOA fee of about $76 per year (based on recent MLS listings).
What would the monthly payment be on 5535 LASSEN St?
At about a 7.32% 30-year rate, the estimated monthly payment for 5535 LASSEN St is roughly $247 with a conventional loan (20% down), $312 with FHA (3.5% down), or $305 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Big Tree Lakes HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.