Rivertown

152 CLOVERBROOK RD

Saint Johns, FL 32259
For Sale $575,000
4 bd · 3 ba · Built 2020
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of 904 FINE HOMES (suzanne@suzannetrammell.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Nestled on an expansive preserve homesite, this exceptional residence offers the ultimate in privacy and luxury living. Thoughtfully designed with both elegance and functionality in mind, the spacious open floor plan showcases tranquil preserve views from the owner's retreat, creating a peaceful sanctuary to begin and end each day.
Rich hardwood flooring flows throughout the main living areas and private office, while a WHOLE HOUSE GENERATOR provides added comfort and peace of mind. At the heart of the home is a spectacular chef's kitchen featuring premium cabinetry with abundant storage, gleaming quartz countertops, stainless steel appliances, and an oversized layout designed for effortless entertaining and everyday living. The kitchen seamlessly opens to the inviting family room with a cozy fireplace and an elegant dining area, creating the perfect gathering space for family and guests.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $20,125
$5,576/mo
Principal & interest$3,878
Property tax (est.)$511
Insurance (est.)$431
FHA MIP$254
HOA dues$4
CDD assessment$497
Cash to close: ~$20,125 down · MIP financed
VA
$0 down
$5,478/mo
Principal & interest$4,035
Property tax (est.)$511
Insurance (est.)$431
VA fee (financed)$0
HOA dues$4
CDD assessment$497
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $115,000
$4,603/mo
Principal & interest$3,160
Property tax (est.)$511
Insurance (est.)$431
PMI$0
HOA dues$4
CDD assessment$497
Cash to close: ~$115,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.40% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2020
SubdivisionRivertown
Parcel (RE#)000714 0640
Legal description92/11-23 RIVERTOWN PARCEL 13 LOT 64 OR5058/911

Valuation · 2025

Value

Just / Market
$575,000
Assessed
$361,617
Taxable
$310,895
2025 Property Tax
$4,347
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$53 / Annually
CDD Assessment
$5,960 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2020-09-25 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Rivertown? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Rivertown every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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On the Market

Homes for Sale in Rivertown

Other active MLS listings in Rivertown.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 152 CLOVERBROOK RD?
The zoned public schools for 152 CLOVERBROOK RD in Rivertown are Hickory Creek Elementary School (elementary), Switzerland Point Middle School (middle), Bartram Trail High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 152 CLOVERBROOK RD?
The most recent annual property tax for 152 CLOVERBROOK RD is about $4,347 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 152 CLOVERBROOK RD have a CDD fee?
Yes. 152 CLOVERBROOK RD is in Rivertown, a Community Development District (CDD) with an assessment of approximately $5,960 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 152 CLOVERBROOK RD?
Homes in Rivertown have an HOA fee of about $53 per year (based on recent MLS listings).
What would the monthly payment be on 152 CLOVERBROOK RD?
At about a 7.32% 30-year rate, the estimated monthly payment for 152 CLOVERBROOK RD is roughly $4,603 with a conventional loan (20% down), $5,576 with FHA (3.5% down), or $5,478 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Rivertown HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.