Rivertown

84 WAGONBROOK WAY

Saint Johns, FL
For Sale $781,539
3 bd · 3 ba
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of MATTAMY REAL ESTATE SERVICES (Matt.Berkis@mattamycorp.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Lot 4 - The Opal showcases a modern, open-concept design created for comfortable living and effortless entertaining. A welcoming foyer leads to a spacious Great Room, where a dramatic 16-foot multi-sliding glass door opens to the lanai, blending indoor and outdoor living. At the heart of the home, the chef-inspired kitchen features a large island, morning kitchen, and walk-in pantry overlooking the dining area and Great Room. A private study provides a dedicated space for work, reading, or hobbies, while secondary bedrooms offer comfort and privacy for guests. Thoughtful upgrades, including a walk-in shower in Bath 3, add style and convenience throughout. Located in RiverTown, residents enjoy resort-style amenities, scenic trails, parks, fitness facilities, and endless opportunities to relax, connect, and explore along the St. Johns River.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $27,354
$7,575/mo
Principal & interest$5,271
Property tax (est.)$870
Insurance (est.)$586
FHA MIP$346
HOA dues$4
CDD assessment$497
Cash to close: ~$27,354 down · MIP financed
VA
$0 down
$7,442/mo
Principal & interest$5,484
Property tax (est.)$870
Insurance (est.)$586
VA fee (financed)$0
HOA dues$4
CDD assessment$497
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $156,308
$6,252/mo
Principal & interest$4,295
Property tax (est.)$870
Insurance (est.)$586
PMI$0
HOA dues$4
CDD assessment$497
Cash to close: ~$156,308 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.70% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeVacant Residential
SubdivisionRivertown
Parcel (RE#)000973 0040
Legal description128/37-49 RIVERTOWN PARCEL 37 PHASE 1 LOT 4

Valuation

Value

Just / Market
$775,000
Assessed
—
Taxable
—
HOA Dues
$53 / Annually
CDD Assessment
$5,960 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Rivertown? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Rivertown every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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On the Market

Homes for Sale in Rivertown

Other active MLS listings in Rivertown.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 84 WAGONBROOK WAY?
The zoned public schools for 84 WAGONBROOK WAY in Rivertown are Hickory Creek Elementary School (elementary), Switzerland Point Middle School (middle), Bartram Trail High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
Does 84 WAGONBROOK WAY have a CDD fee?
Yes. 84 WAGONBROOK WAY is in Rivertown, a Community Development District (CDD) with an assessment of approximately $5,960 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 84 WAGONBROOK WAY?
Homes in Rivertown have an HOA fee of about $53 per year (based on recent MLS listings).
What would the monthly payment be on 84 WAGONBROOK WAY?
At about a 7.32% 30-year rate, the estimated monthly payment for 84 WAGONBROOK WAY is roughly $6,252 with a conventional loan (20% down), $7,575 with FHA (3.5% down), or $7,442 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Rivertown HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.