Rivertown

81 TARKLIN RD

Saint Johns, FL 32259
For Sale $560,000
4 bd · 3 ba · Built 2019
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of EAGLES WORLD REALTY, INC (realtor.daylon@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Room to gather, space to unwind, and a backyard that makes you want to linger—this distinctive four-bedroom RiverTown home brings warmth and personality to everyday living. Rich colors and thoughtful custom touches create an inviting atmosphere, while the beautifully flowing layout offers space for both togetherness and quiet retreats. The standout feature: the spacious PRIMARY SUITE IS DOWNSTAIRS! With views of the lush backyard, this peaceful retreat features a soaking tub, separate shower and a walk-in closet with custom shelving. A generously sized first-floor office provides a dedicated space for working from home, studying or pursuing creative projects. At the heart of the home, the gourmet kitchen opens seamlessly to the living and dining areas, keeping everyone connected whether you're preparing dinner, helping with homework or hosting friends. Quartz countertops, a beautiful backsplash, gas cooktop, stainless steel appliances and double ovens combine style with everyday

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $19,600
$5,446/mo
Principal & interest$3,777
Property tax (est.)$501
Insurance (est.)$420
FHA MIP$248
HOA dues$4
CDD assessment$497
Cash to close: ~$19,600 down · MIP financed
VA
$0 down
$5,351/mo
Principal & interest$3,930
Property tax (est.)$501
Insurance (est.)$420
VA fee (financed)$0
HOA dues$4
CDD assessment$497
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $112,000
$4,499/mo
Principal & interest$3,077
Property tax (est.)$501
Insurance (est.)$420
PMI$0
HOA dues$4
CDD assessment$497
Cash to close: ~$112,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.41% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2019
SubdivisionRivertown
Parcel (RE#)000709 0410
Legal description87/70-77 RIVERTOWN PHASE TWO B LOT 41 OR4712/1257 & 6244/93

Valuation · 2025

Value

Just / Market
$550,000
Assessed
$303,690
Taxable
$252,968
2025 Property Tax
$3,567
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$53 / Annually
CDD Assessment
$5,960 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2017-12-01 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Rivertown? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Rivertown every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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On the Market

Homes for Sale in Rivertown

Other active MLS listings in Rivertown.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 81 TARKLIN RD?
The zoned public schools for 81 TARKLIN RD in Rivertown are Hickory Creek Elementary School (elementary), Switzerland Point Middle School (middle), Bartram Trail High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 81 TARKLIN RD?
The most recent annual property tax for 81 TARKLIN RD is about $3,567 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 81 TARKLIN RD have a CDD fee?
Yes. 81 TARKLIN RD is in Rivertown, a Community Development District (CDD) with an assessment of approximately $5,960 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 81 TARKLIN RD?
Homes in Rivertown have an HOA fee of about $53 per year (based on recent MLS listings).
What would the monthly payment be on 81 TARKLIN RD?
At about a 7.32% 30-year rate, the estimated monthly payment for 81 TARKLIN RD is roughly $4,499 with a conventional loan (20% down), $5,446 with FHA (3.5% down), or $5,351 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Rivertown HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.