Ravines Crossing

3136 Ravines Rd

Middleburg, FL 32068
For Sale $330,000
3 bd · 2 ba · 1,944 sqft · Built 2003
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of AMS PRIME REALTY LLC (lita@amsprimerealty.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome home to 3136 Ravines Rd, a beautifully maintained residence nestled in a desirable guard-gated community in Middleburg. This inviting home features a newer roof, elegant plantation shutters, recessed lighting, and an abundance of natural light throughout. Enjoy peaceful lake views from the spacious enclosed patio and extended porch--perfect for morning coffee, relaxing evenings, or entertaining family and friends. Experience comfort, privacy, and effortless Florida living in a home that
is truly move-in ready.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $11,550
$2,974/mo
Principal & interest$2,082
Property tax (est.)$405
Insurance (est.)$248
FHA MIP$146
HOA dues$93
CDD assessment$0
Cash to close: ~$11,550 down · MIP financed
VA
$0 down
$2,912/mo
Principal & interest$2,166
Property tax (est.)$405
Insurance (est.)$248
VA fee (financed)$0
HOA dues$93
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $66,000
$2,442/mo
Principal & interest$1,697
Property tax (est.)$405
Insurance (est.)$248
PMI$0
HOA dues$93
CDD assessment$0
Cash to close: ~$66,000 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 2.11% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2003
Heated area1,944 sq ft
Lot size4,187 sq ft
SubdivisionRAVINES CROSSING U
Parcel (RE#)13-05-24-021388-086-10
Legal descriptionLOT 10 RAVINES REPLAT # 6 AS R

Valuation · 2025

Value

Just / Market
$325,000
Assessed
$77,430
Taxable
$26,708
2025 Property Tax
$563
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$93 / Monthly
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Ravines Crossing? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Ravines Crossing every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Ravines Crossing

Other active MLS listings in Ravines Crossing.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 3136 Ravines Rd?
The zoned public schools for 3136 Ravines Rd in Ravines Crossing are Middleburg Elementary School (elementary), Lake Asbury Junior High School (middle), Middleburg High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 3136 Ravines Rd?
The most recent annual property tax for 3136 Ravines Rd is about $563 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 3136 Ravines Rd?
Homes in Ravines Crossing have an HOA fee of about $93 per month (based on recent MLS listings).
How big is 3136 Ravines Rd?
3136 Ravines Rd is a 1,944 sq ft home built in 2003 in Ravines Crossing, Clay County, FL.
What would the monthly payment be on 3136 Ravines Rd?
At about a 6.66% 30-year rate, the estimated monthly payment for 3136 Ravines Rd is roughly $2,442 with a conventional loan (20% down), $2,974 with FHA (3.5% down), or $2,912 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Ravines Crossing HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.