Ravines Crossing

4048 EDGELAND Trl

Middleburg, FL 32068
For Sale $425,000
Price cut $444,900 ↓ $19,900 (4.5%) Oct 6 · reduced 2×
5 bd · 3 ba · 2,237 sqft · Built 2005
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of CHAD AND SANDY REAL ESTATE GROUP (offers@chadandsandy.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

**FULLY UPDATED**NEW ROOF**GATED COMMUNITY** Experience luxury living in the prestigious Ravines Community! This stunning home is FULLY UPDATED INSIDE AND OUT, featuring a new roof, NEW HVAC, and FRESH EXTERIOR PAINT, all nestled in a secure gated community. Inside, you will find stylish LVP flooring and elegant finishes throughout an open layout with a SPLIT BED FLOOR PLAN. The spacious living room boasts a soaring vaulted ceiling, a cozy fireplace, and plenty of space for gathering. The gorgeous kitchen features quartz countertops, soft close cabinetry, NEW STAINLESS STEEL APPLIANCES, a convection oven with an air fryer feature, and a fridge with a whiskey ball ice maker! Enjoy a versatile BONUS ROOM for an office or den, plus a private 5th bedroom with an en-suite bathroom. The updated primary suite offers double vanities, a walk-in shower with floor to ceiling tile, an elegant garden tub, and his & hers closets. Step outside to a partially FENCED YARD complete with an irrigation

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $14,875
$3,860/mo
Principal & interest$2,844
Property tax (est.)$416
Insurance (est.)$319
FHA MIP$188
HOA dues$93
CDD assessment$0
Cash to close: ~$14,875 down · MIP financed
VA
$0 down
$3,786/mo
Principal & interest$2,959
Property tax (est.)$416
Insurance (est.)$319
VA fee (financed)$0
HOA dues$93
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $85,000
$3,145/mo
Principal & interest$2,317
Property tax (est.)$416
Insurance (est.)$319
PMI$0
HOA dues$93
CDD assessment$0
Cash to close: ~$85,000 down

Rate: 7.240% (Freddie Mac 30-yr avg, as of Oct 29, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.60% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2005
Heated area2,237 sq ft
Lot size7,891 sq ft
SubdivisionRAVINES CROSSING U
Parcel (RE#)13-05-24-021388-182-06
Legal descriptionLOT 6 RAVINES REPLAT # 7 AS RE

Valuation · 2025

Value

Just / Market
$425,000
Assessed
$275,057
Taxable
$224,335
2025 Property Tax
$3,599
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$93 / Monthly
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Ravines Crossing? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Ravines Crossing every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Ravines Crossing

Other active MLS listings in Ravines Crossing.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 4048 EDGELAND Trl?
The zoned public schools for 4048 EDGELAND Trl in Ravines Crossing are Middleburg Elementary School (elementary), Lake Asbury Junior High School (middle), Middleburg High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 4048 EDGELAND Trl?
The most recent annual property tax for 4048 EDGELAND Trl is about $3,599 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 4048 EDGELAND Trl?
Homes in Ravines Crossing have an HOA fee of about $93 per month (based on recent MLS listings).
How big is 4048 EDGELAND Trl?
4048 EDGELAND Trl is a 2,237 sq ft home built in 2005 in Ravines Crossing, Clay County, FL.
What would the monthly payment be on 4048 EDGELAND Trl?
At about a 7.24% 30-year rate, the estimated monthly payment for 4048 EDGELAND Trl is roughly $3,145 with a conventional loan (20% down), $3,860 with FHA (3.5% down), or $3,786 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Ravines Crossing HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.