Highpointe at Rivertown

492 SHINNECOCK DR

Saint Johns, FL 32259
For Sale $1,225,000
Price cut $1,275,000 ↓ $50,000 (3.9%) Oct 8
6 bd · 5 ba · Built 2022
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of EXP REALTY LLC (gailsellsfl@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Professionally designed from top to bottom, this exceptional MasterCraft pool home offers luxury, flexibility, and unforgettable indoor-outdoor living. Featuring 5-6 bedrooms and 4.5 baths, the thoughtfully designed layout includes a dedicated office with French doors, custom millwork, and dual closets, designed to easily serve as a sixth bedroom. A dramatic 20' foyer with a statement sunburst chandelier welcomes you into beautifully curated living spaces showcasing wide-plank LVP flooring, plantation shutters, smooth-finish walls, designer lighting, custom built-ins, and a striking linear fireplace with black and white quartz surround. The chef's kitchen impresses with double-stacked shaker cabinetry, quartz countertops, gas cooktop, oversized dining island with storage, and custom walk-in pantry. The first-floor owner's retreat is a true sanctuary, complete with a custom-designed closet and spa-inspired bath featuring a freestanding soaking tub, zero-entry dual-head shower, and

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $42,875
$11,171/mo
Principal & interest$8,262
Property tax (est.)$1,127
Insurance (est.)$919
FHA MIP$542
HOA dues$4
CDD assessment$316
Cash to close: ~$42,875 down · MIP financed
VA
$0 down
$10,963/mo
Principal & interest$8,596
Property tax (est.)$1,127
Insurance (est.)$919
VA fee (financed)$0
HOA dues$4
CDD assessment$316
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $245,000
$9,099/mo
Principal & interest$6,732
Property tax (est.)$1,127
Insurance (est.)$919
PMI$0
HOA dues$4
CDD assessment$316
Cash to close: ~$245,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.36% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2022
SubdivisionHighpointe at Rivertown
Parcel (RE#)000722 0370
Legal description107/1-8 HIGHPOINTE AT RIVERTOWN PHASE TWO LOT 37 OR5751/1520

Valuation · 2025

Value

Just / Market
$1,225,000
Assessed
$952,503
Taxable
$901,781
2025 Property Tax
$12,306
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$53 / Annually
CDD Assessment
$3,795 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2021-07-30 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Highpointe at Rivertown? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Highpointe at Rivertown every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Highpointe at Rivertown

Other active MLS listings in Highpointe at Rivertown.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 492 SHINNECOCK DR?
The zoned public schools for 492 SHINNECOCK DR in Highpointe at Rivertown are Hickory Creek Elementary School (elementary), Switzerland Point Middle School (middle), Bartram Trail High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 492 SHINNECOCK DR?
The most recent annual property tax for 492 SHINNECOCK DR is about $12,306 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 492 SHINNECOCK DR have a CDD fee?
Yes. 492 SHINNECOCK DR is in Highpointe at Rivertown, a Community Development District (CDD) with an assessment of approximately $3,795 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 492 SHINNECOCK DR?
Homes in Highpointe at Rivertown have an HOA fee of about $53 per year (based on recent MLS listings).
What would the monthly payment be on 492 SHINNECOCK DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 492 SHINNECOCK DR is roughly $9,099 with a conventional loan (20% down), $11,171 with FHA (3.5% down), or $10,963 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Highpointe at Rivertown HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.