Highpointe at Rivertown

407 SHINNECOCK DR

Saint Johns, FL 32259
For Sale $899,000
Price cut $918,000 ↓ $19,000 (2.1%) Oct 3
5 bd · 3 ba · Built 2022
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (allison.steilberg@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to this Beautiful Single Level Home in the desirable RiverTown Community, offering luxury finishes, soaring ceilings & peaceful preserve views for exceptional privacy. This thoughtfully designed home features 4 bedrooms plus an office/optional 5th bedroom. The open floor plan showcases a gas fireplace with built-ins & a chef's kitchen with ceiling-height cabinetry, oversized island, open dining area & huge butler's pantry with additional storage. The spacious primary suite offers a luxurious ensuite bath, walk-in shower & huge -in closet with custom systems. There is a guest suite with a full bath & two additional bedrooms share a bath in a separate wing. Large laundry room off the mudroom & 3-car garage provide plenty of functionality. Enjoy RiverTown's resort-style amenities including pools, fitness center, tennis & pickleball courts, playgrounds & more!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $31,465
$8,258/mo
Principal & interest$6,064
Property tax (est.)$802
Insurance (est.)$674
FHA MIP$398
HOA dues$4
CDD assessment$316
Cash to close: ~$31,465 down · MIP financed
VA
$0 down
$8,105/mo
Principal & interest$6,308
Property tax (est.)$802
Insurance (est.)$674
VA fee (financed)$0
HOA dues$4
CDD assessment$316
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $179,800
$6,737/mo
Principal & interest$4,940
Property tax (est.)$802
Insurance (est.)$674
PMI$0
HOA dues$4
CDD assessment$316
Cash to close: ~$179,800 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2022
SubdivisionHighpointe at Rivertown
Parcel (RE#)000722 0230
Legal description107/1-8 HIGHPOINTE AT RIVERTOWN PHASE TWO LOT 23 OR5606/730 & 5946/186

Valuation · 2025

Value

Just / Market
$900,000
Assessed
$717,943
Taxable
$717,943
2025 Property Tax
$9,671
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$53 / Annually
CDD Assessment
$3,795 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2021-07-30 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Highpointe at Rivertown? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Highpointe at Rivertown every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Highpointe at Rivertown

Other active MLS listings in Highpointe at Rivertown.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 407 SHINNECOCK DR?
The zoned public schools for 407 SHINNECOCK DR in Highpointe at Rivertown are Hickory Creek Elementary School (elementary), Switzerland Point Middle School (middle), Bartram Trail High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 407 SHINNECOCK DR?
The most recent annual property tax for 407 SHINNECOCK DR is about $9,671 (2025 tax year). Any CDD assessment is billed in addition.
Does 407 SHINNECOCK DR have a CDD fee?
Yes. 407 SHINNECOCK DR is in Highpointe at Rivertown, a Community Development District (CDD) with an assessment of approximately $3,795 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 407 SHINNECOCK DR?
Homes in Highpointe at Rivertown have an HOA fee of about $53 per year (based on recent MLS listings).
What would the monthly payment be on 407 SHINNECOCK DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 407 SHINNECOCK DR is roughly $6,737 with a conventional loan (20% down), $8,258 with FHA (3.5% down), or $8,105 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Highpointe at Rivertown HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.