Highpointe at Rivertown

28 WOODBAY CT

Saint Johns, FL 32259
For Sale $1,075,000
4 bd · 3 ba · Built 2021
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of EXP REALTY LLC (gailsellsfl@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Built by Tidewater Homes, this 4 bedroom, 3 bath home offers 3,239 square feet of beautifully curated living on a quarter acre preserve corner lot, where superior craftsmanship, striking black and white design, and exceptional indoor outdoor living come together in all the right ways. From the craftsman farmhouse exterior with brick style paver driveway and covered front porch to the warm tone LVP flooring, black 8 foot interior doors, and magazine worthy finishes throughout, every space feels intentional, elevated, and timeless. The heart of the home is a stunning designer kitchen featuring double stacked white shaker cabinetry with brass linear pulls, a contrasting black island, quartz countertops, chevron pattern subway tile backsplash, walk in pantry with custom shelving, and a butler's pantry that adds both style and function. High end Thermador appliances pair with oversized brass industrial farmhouse pendant lighting over the dining island. The great room makes a bold impression

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $37,625
$9,843/mo
Principal & interest$7,251
Property tax (est.)$990
Insurance (est.)$806
FHA MIP$475
HOA dues$4
CDD assessment$316
Cash to close: ~$37,625 down · MIP financed
VA
$0 down
$9,660/mo
Principal & interest$7,543
Property tax (est.)$990
Insurance (est.)$806
VA fee (financed)$0
HOA dues$4
CDD assessment$316
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $215,000
$8,024/mo
Principal & interest$5,908
Property tax (est.)$990
Insurance (est.)$806
PMI$0
HOA dues$4
CDD assessment$316
Cash to close: ~$215,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.38% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2021
SubdivisionHighpointe at Rivertown
Parcel (RE#)000722 0820
Legal description102/19-26 HIGHPOINTE AT RIVERTOWN PHASE ONE LOT 82 OR5425/1292

Valuation · 2025

Value

Just / Market
$1,075,000
Assessed
$615,757
Taxable
$565,035
2025 Property Tax
$7,771
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$53 / Annually
CDD Assessment
$3,795 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2020-05-15 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Highpointe at Rivertown? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Highpointe at Rivertown every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Highpointe at Rivertown

Other active MLS listings in Highpointe at Rivertown.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 28 WOODBAY CT?
The zoned public schools for 28 WOODBAY CT in Highpointe at Rivertown are Hickory Creek Elementary School (elementary), Switzerland Point Middle School (middle), Bartram Trail High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 28 WOODBAY CT?
The most recent annual property tax for 28 WOODBAY CT is about $7,771 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 28 WOODBAY CT have a CDD fee?
Yes. 28 WOODBAY CT is in Highpointe at Rivertown, a Community Development District (CDD) with an assessment of approximately $3,795 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 28 WOODBAY CT?
Homes in Highpointe at Rivertown have an HOA fee of about $53 per year (based on recent MLS listings).
What would the monthly payment be on 28 WOODBAY CT?
At about a 7.32% 30-year rate, the estimated monthly payment for 28 WOODBAY CT is roughly $8,024 with a conventional loan (20% down), $9,843 with FHA (3.5% down), or $9,660 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Highpointe at Rivertown HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.