Eagle Perch at Eagle Harbor

1855 COPPER STONE Dr A

Fleming Island, FL 32003
For Sale $288,000
2 bd · 2 ba · 1,385 sqft · Built 2005
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of LA ROSA REALTY NORTH FLORIDA, LLC. (rolandoortizpr@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Enjoy low-maintenance living in this one-story townhome with all the Eagle Harbor amenities! Big Size Rooms for a total of two Bedrooms with an extra non-conforming room and 2 completed Baths. Located in the Stone Creek of Eagle Harbor community in the heart of desirable Fleming Island, this move-in-ready home offers tile flooring and new paint. With an open-concept living and dining space and a large primary suite with a spacious en-suite and closet, this home has it all! Enjoy grilling on your back porch in the fresh air and cool breezes. A spacious eat-in kitchen, indoor laundry, and two

Located close to top-rated Clay county schools, restaurants and shops, the resort style amenities of Eagle Harbor (basketball, tennis, pickle ball, miles of trails for walking, running, or biking) making it easy to enjoy! With shopping, dining, and top-tier community amenities just minutes away, this property truly has it all.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $10,080
$3,081/mo
Principal & interest$1,943
Property tax (est.)$249
Insurance (est.)$216
FHA MIP$127
HOA dues$425
CDD assessment$121
Cash to close: ~$10,080 down · MIP financed
VA
$0 down
$3,032/mo
Principal & interest$2,021
Property tax (est.)$249
Insurance (est.)$216
VA fee (financed)$0
HOA dues$425
CDD assessment$121
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $57,600
$2,594/mo
Principal & interest$1,583
Property tax (est.)$249
Insurance (est.)$216
PMI$0
HOA dues$425
CDD assessment$121
Cash to close: ~$57,600 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.53% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2005
Heated area1,385 sq ft
Lot size5,866 sq ft
Parcel (RE#)09-05-26-014176-008-73
Legal descriptionLOT 13-A STONE CREEK @ EAGLE H

Valuation · 2025

Value

Just / Market
$300,000
Assessed
$230,399
Taxable
$230,399
2025 Property Tax
$3,536
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$425 / Monthly
CDD Assessment
$1,455 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Eagle Perch at Eagle Harbor? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Eagle Perch at Eagle Harbor every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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Community Records

Eagle Perch at Eagle Harbor Documents

On the Market

Homes for Sale in Eagle Perch at Eagle Harbor

Other active MLS listings in Eagle Perch at Eagle Harbor.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 1855 COPPER STONE Dr A?
The zoned public schools for 1855 COPPER STONE Dr A in Eagle Perch at Eagle Harbor are Thunderbolt Elementary School (elementary), Lakeside Junior High School (middle), Fleming Island High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 1855 COPPER STONE Dr A?
The most recent annual property tax for 1855 COPPER STONE Dr A is about $3,536 (2025 tax year). Any CDD assessment is billed in addition.
Does 1855 COPPER STONE Dr A have a CDD fee?
Yes. 1855 COPPER STONE Dr A is in Eagle Perch at Eagle Harbor, a Community Development District (CDD) with an assessment of approximately $1,455 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 1855 COPPER STONE Dr A?
Homes in Eagle Perch at Eagle Harbor have an HOA fee of about $425 per month (based on recent MLS listings).
How big is 1855 COPPER STONE Dr A?
1855 COPPER STONE Dr A is a 1,385 sq ft home built in 2005 in Eagle Perch at Eagle Harbor, Clay County, FL.
What would the monthly payment be on 1855 COPPER STONE Dr A?
At about a 7.32% 30-year rate, the estimated monthly payment for 1855 COPPER STONE Dr A is roughly $2,594 with a conventional loan (20% down), $3,081 with FHA (3.5% down), or $3,032 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Eagle Perch at Eagle Harbor HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.