Eagle Perch at Eagle Harbor

2131 STONE CREEK Dr E

Fleming Island, FL 32003
For Sale $289,900
3 bd · 2 ba · 1,736 sqft · Built 2004
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of AJ REALTY GROUP FLORIDA INC (aliese@ajrealtygroupfl.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

This 3 Bedroom, 2 Bath Split Floor Plan Home Offers: A Spacious Great Room w/Crown Molding, Dining Room or Office/Den, Large Fully Equipped Kitchen Sports Granite Countertops & Tile Flooring, Luxury Vinyl Plank Flooring Throughout Main Living Areas & Bedrooms, Primary Features Double Step Ceiling, Dual Vanities & Walk-In Closets, Large Shower & Corner Garden Soaking Tub, Window Shutters & Ceiling Fans Throughout, Indoor Utility Room, Washer & Dryer to Stay, Nice Screened Lanai! Plus All of Eagle Harbors Amenities!! Best is Exterior Maintenance taken care of by the HOA!!!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $10,147
$3,119/mo
Principal & interest$1,955
Property tax (est.)$272
Insurance (est.)$217
FHA MIP$128
HOA dues$425
CDD assessment$121
Cash to close: ~$10,147 down · MIP financed
VA
$0 down
$3,069/mo
Principal & interest$2,034
Property tax (est.)$272
Insurance (est.)$217
VA fee (financed)$0
HOA dues$425
CDD assessment$121
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $57,980
$2,628/mo
Principal & interest$1,593
Property tax (est.)$272
Insurance (est.)$217
PMI$0
HOA dues$425
CDD assessment$121
Cash to close: ~$57,980 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.66% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2004
Heated area1,736 sq ft
Lot size6,339 sq ft
Parcel (RE#)09-05-26-014176-009-18
Legal descriptionLOT 21-E STONE CREEK @ EAGLE H

Valuation · 2025

Value

Just / Market
$300,000
Assessed
$155,645
Taxable
$104,923
2025 Property Tax
$1,741
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$425 / Monthly
CDD Assessment
$1,455 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Eagle Perch at Eagle Harbor? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Eagle Perch at Eagle Harbor every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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Community Records

Eagle Perch at Eagle Harbor Documents

On the Market

Homes for Sale in Eagle Perch at Eagle Harbor

Other active MLS listings in Eagle Perch at Eagle Harbor.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 2131 STONE CREEK Dr E?
The zoned public schools for 2131 STONE CREEK Dr E in Eagle Perch at Eagle Harbor are Thunderbolt Elementary School (elementary), Lakeside Junior High School (middle), Fleming Island High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 2131 STONE CREEK Dr E?
The most recent annual property tax for 2131 STONE CREEK Dr E is about $1,741 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 2131 STONE CREEK Dr E have a CDD fee?
Yes. 2131 STONE CREEK Dr E is in Eagle Perch at Eagle Harbor, a Community Development District (CDD) with an assessment of approximately $1,455 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 2131 STONE CREEK Dr E?
Homes in Eagle Perch at Eagle Harbor have an HOA fee of about $425 per month (based on recent MLS listings).
How big is 2131 STONE CREEK Dr E?
2131 STONE CREEK Dr E is a 1,736 sq ft home built in 2004 in Eagle Perch at Eagle Harbor, Clay County, FL.
What would the monthly payment be on 2131 STONE CREEK Dr E?
At about a 7.32% 30-year rate, the estimated monthly payment for 2131 STONE CREEK Dr E is roughly $2,628 with a conventional loan (20% down), $3,119 with FHA (3.5% down), or $3,069 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Eagle Perch at Eagle Harbor HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.