Villages Fireside

3201 FIRESIDE Dr

Middleburg, FL 32068
For Sale $369,000
3 bd · 2 ba · 1,900 sqft · Built 1997
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of EXIT INSPIRED REAL ESTATE (charitonewland@exitinspired.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to this charming brick home on a cul-de-sac! Brand new HVAC! Offering timeless curb appeal and a thoughtfully designed layout. Featuring a desirable side-entry garage, this home boasts an elegant front elevation and added driveway space. Step outside to enjoy the expansive fully fenced backyard--perfect for entertaining, gardening, pets, or creating your own private outdoor retreat. With plenty of room for play, relaxation, and future possibilities, this property combines classic charm with exceptional outdoor living. Ideally situated in a great location, gated community - you'll enjoy convenient access to shopping, dining, schools, and parks. With it's solid construction, generous outdoor space, great location, this home provides the perfect combination of comfort, convenience, and lasting value. Don't miss the opportunity to make this inviting home your own!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $12,915
$3,321/mo
Principal & interest$2,489
Property tax (est.)$331
Insurance (est.)$277
FHA MIP$163
HOA dues$61
CDD assessment$0
Cash to close: ~$12,915 down · MIP financed
VA
$0 down
$3,258/mo
Principal & interest$2,589
Property tax (est.)$331
Insurance (est.)$277
VA fee (financed)$0
HOA dues$61
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $73,800
$2,697/mo
Principal & interest$2,028
Property tax (est.)$331
Insurance (est.)$277
PMI$0
HOA dues$61
CDD assessment$0
Cash to close: ~$73,800 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.51% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1997
Heated area1,900 sq ft
Lot size15,844 sq ft
SubdivisionVILLAGES FIRESIDE
Parcel (RE#)04-05-25-008989-009-17
Legal descriptionLOT 17 VILLAGES OF FIRESIDE UN

Valuation · 2025

Value

Just / Market
$375,000
Assessed
$297,254
Taxable
$297,254
2025 Property Tax
$4,474
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$735 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2024-06-01 $360,000

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Villages Fireside? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Villages Fireside every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Villages Fireside

Other active MLS listings in Villages Fireside.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 3201 FIRESIDE Dr?
The zoned public schools for 3201 FIRESIDE Dr in Villages Fireside are Rideout Elementary School (elementary), Lake Asbury Junior High School (middle), Ridgeview High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 3201 FIRESIDE Dr?
The most recent annual property tax for 3201 FIRESIDE Dr is about $4,474 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 3201 FIRESIDE Dr?
Homes in Villages Fireside have an HOA fee of about $735 per year (based on recent MLS listings).
When did 3201 FIRESIDE Dr last sell?
3201 FIRESIDE Dr last sold on June 1, 2024 for $360,000. Full sale history is shown on this page.
How big is 3201 FIRESIDE Dr?
3201 FIRESIDE Dr is a 1,900 sq ft home built in 1997 in Villages Fireside, Clay County, FL.
What would the monthly payment be on 3201 FIRESIDE Dr?
At about a 7.32% 30-year rate, the estimated monthly payment for 3201 FIRESIDE Dr is roughly $2,697 with a conventional loan (20% down), $3,321 with FHA (3.5% down), or $3,258 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Villages Fireside HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.