Twin Creeks North

329 RUM RUNNER WAY

Saint Johns, FL 32259
For Sale $585,000
Price cut $599,000 ↓ $14,000 (2.3%) Aug 25
4 bd · 3 ba · Built 2023
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of CASSEUS REALTY CORP (Realtor@antoniocasseus.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

(((SHORT SALE!, ALL OFFERS ARE SUBJECT TO BANK APPROVAL.))) Don't miss out on the chance to call this gorgeous luxury townhouse in the popular Beachwalk Community your new home! This beautifully designed residence, built in 2022, feels almost brand new and is set on a spacious lot with stunning water views. With 4 cozy bedrooms and 3 bathrooms, including smart toilets, this home has everything you need for comfortable living.

Nestled in a modern gated community, the HOA fees cover exterior maintenance like lawn care, trimming, pressure washing, and you'll even have access to the lovely lagoon!

Here are some highlights you'll love:
- Stylish laminate flooring
- A warm and inviting fireplace
- A gourmet kitchen that will delight any chef, featuring upgraded appliances, a lovely backsplash, extended cabinets, a gas cooktop, a walk-in pantry, chic pendant lighting, and a shiplap-accented island that's perfect for entertaining.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $20,475
$5,593/mo
Principal & interest$3,691
Property tax (est.)$502
Insurance (est.)$439
FHA MIP$259
HOA dues$381
CDD assessment$321
Cash to close: ~$20,475 down · MIP financed
VA
$0 down
$5,483/mo
Principal & interest$3,840
Property tax (est.)$502
Insurance (est.)$439
VA fee (financed)$0
HOA dues$381
CDD assessment$321
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $117,000
$4,650/mo
Principal & interest$3,007
Property tax (est.)$502
Insurance (est.)$439
PMI$0
HOA dues$381
CDD assessment$321
Cash to close: ~$117,000 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2023
SubdivisionTwin Creeks North
Parcel (RE#)023717 0410
Legal description96/59-64 TWIN CREEKS NORTH PARCEL 12 PHASE 2 LOT 41 OR5822/729

Valuation · 2025

Value

Just / Market
$575,000
Assessed
$474,597
Taxable
$474,597
2025 Property Tax
$6,393
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$381 / Monthly
CDD Assessment
$3,850 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2022-09-09

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Twin Creeks North? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Twin Creeks North every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Twin Creeks North

Other active MLS listings in Twin Creeks North.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 329 RUM RUNNER WAY?
The zoned public schools for 329 RUM RUNNER WAY in Twin Creeks North are K-8 School Rr (elementary), Fruit Cove Middle School (middle), Beachside High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 329 RUM RUNNER WAY?
The most recent annual property tax for 329 RUM RUNNER WAY is about $6,393 (2025 tax year). Any CDD assessment is billed in addition.
Does 329 RUM RUNNER WAY have a CDD fee?
Yes. 329 RUM RUNNER WAY is in Twin Creeks North, a Community Development District (CDD) with an assessment of approximately $3,850 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 329 RUM RUNNER WAY?
Homes in Twin Creeks North have an HOA fee of about $381 per month (based on recent MLS listings).
What would the monthly payment be on 329 RUM RUNNER WAY?
At about a 6.66% 30-year rate, the estimated monthly payment for 329 RUM RUNNER WAY is roughly $4,650 with a conventional loan (20% down), $5,593 with FHA (3.5% down), or $5,483 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Twin Creeks North HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.