Twin Creeks North

293 RUM RUNNER WAY

Saint Johns, FL 32259
For Sale $489,900
4 bd · 4 ba · Built 2022
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of THE THAYVER GROUP (sthayver@thayvergroup.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Live where every day feels like a vacation! Just steps from Beachwalk's spectacular 14-acre Crystal Lagoon, this beautifull 4-bedroom, 3.5-bath home offers 2,408 sq. ft of coastal-inspired living in the gated Atlantica Isles neighborhood. The bright, open floor plan features impressive 10-foot ceilings, 8-foot doors, a crisp white kitchen, generous dining and living spaces, and a covered lanai perfect for enjoying the Florida lifestyle. Upstairs, the spacious primary suite and guest suite each feature private en-suite baths, while two additional bedrooms provide plenty of flexibility for family, guests or a home office. Enjoy white-sand beaches, swimming, waterslides, a swim-up bar, waterfront dining, fitness center, tennis courts, putting green, dog splash park and more.This isn't simply a home--it's an opportunity to enjoy one of St. Johns County's most distinctive resort-style communities. Come experience the Beachwalk lifestyle!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $17,147
$4,789/mo
Principal & interest$3,091
Property tax (est.)$411
Insurance (est.)$367
FHA MIP$217
HOA dues$381
CDD assessment$321
Cash to close: ~$17,147 down · MIP financed
VA
$0 down
$4,697/mo
Principal & interest$3,216
Property tax (est.)$411
Insurance (est.)$367
VA fee (financed)$0
HOA dues$381
CDD assessment$321
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $97,980
$3,999/mo
Principal & interest$2,519
Property tax (est.)$411
Insurance (est.)$367
PMI$0
HOA dues$381
CDD assessment$321
Cash to close: ~$97,980 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2022
SubdivisionTwin Creeks North
Parcel (RE#)023717 0350
Legal description96/59-64 TWIN CREEKS NORTH PARCEL 12 PHASE 2 LOT 35 OR5638/1922

Valuation · 2025

Value

Just / Market
$500,000
Assessed
$461,759
Taxable
$461,759
2025 Property Tax
$6,220
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$381 / Monthly
CDD Assessment
$3,850 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2020-11-02

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Twin Creeks North? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Twin Creeks North every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Twin Creeks North

Other active MLS listings in Twin Creeks North.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 293 RUM RUNNER WAY?
The zoned public schools for 293 RUM RUNNER WAY in Twin Creeks North are K-8 School Rr (elementary), Fruit Cove Middle School (middle), Beachside High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 293 RUM RUNNER WAY?
The most recent annual property tax for 293 RUM RUNNER WAY is about $6,220 (2025 tax year). Any CDD assessment is billed in addition.
Does 293 RUM RUNNER WAY have a CDD fee?
Yes. 293 RUM RUNNER WAY is in Twin Creeks North, a Community Development District (CDD) with an assessment of approximately $3,850 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 293 RUM RUNNER WAY?
Homes in Twin Creeks North have an HOA fee of about $381 per month (based on recent MLS listings).
What would the monthly payment be on 293 RUM RUNNER WAY?
At about a 6.66% 30-year rate, the estimated monthly payment for 293 RUM RUNNER WAY is roughly $3,999 with a conventional loan (20% down), $4,789 with FHA (3.5% down), or $4,697 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Twin Creeks North HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.