The Ponte Vedra

539 RUTILE DR

Ponte Vedra Beach, FL 32082
For Sale $8,990,000
6 bd · 8 ba · 8,985 sqft
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of TERRA REAL ESTATE, LLC (aron@terraInnovations.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to 539 Rutile Drive, an exceptional new construction residence in the heart of old Ponte Vedra Beach. Designed by Dig Architecture and masterfully built by renowned McAneny Builders, this turnkey residence embodies sophisticated luxury at its finest.



Encompassing just under 7,000 square feet of exquisitely designed living space, the thoughtfully curated floor plan blends effortless hosting with everyday comfort. A dramatic oversized glass entry door welcomes you into an elegant foyer gallery with direct lagoon views, creating an unforgettable first impression. The heart of the home, the oversized family room, is anchored by a gas masonry fireplace, and is perfectly positioned to capture both sunrise and sunset views. When you are ready to entertain, the foyer and family room open to a striking designer bar that can be discreetly concealed behind doors or fully opened for effortless hosting.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $314,650
$81,207/mo
Principal & interest$60,637
Property tax (est.)$9,852
Insurance (est.)$6,743
FHA MIP$3,976
HOA dues$0
CDD assessment$0
Cash to close: ~$314,650 down · MIP financed
VA
$0 down
$79,677/mo
Principal & interest$63,083
Property tax (est.)$9,852
Insurance (est.)$6,743
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $1,798,000
$65,998/mo
Principal & interest$49,404
Property tax (est.)$9,852
Insurance (est.)$6,743
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$1,798,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.56% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeVacant Residential
SubdivisionPonte Vedra
Parcel (RE#)056816 0090
Legal description11-60 PONTE VEDRA SUBD LOT 9 BLK 31 OR4225/1367(T/R)

Valuation · 2025

Value

Just / Market
$9,000,000
Assessed
$1,276,463
Taxable
$1,276,463
2025 Property Tax
$19,878
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

History

Sale History

DatePriceDeed
1994-10-19 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in The Ponte Vedra? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works The Ponte Vedra every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

On the Market

Homes for Sale in The Ponte Vedra

Other active MLS listings in The Ponte Vedra.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 539 RUTILE DR?
The zoned public schools for 539 RUTILE DR in The Ponte Vedra are Ponte Vedra Palm Valley- Rawlings Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 539 RUTILE DR?
The most recent annual property tax for 539 RUTILE DR is about $19,878 (2025 tax year). Any CDD assessment is billed in addition.
What would the monthly payment be on 539 RUTILE DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 539 RUTILE DR is roughly $65,998 with a conventional loan (20% down), $81,207 with FHA (3.5% down), or $79,677 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the The Ponte Vedra HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.