Plantation Farms So

4406 LORI LOOP Rd

Keystone Heights, FL 32656
For Sale $115,000
2,052 sqft · Built 1997
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of SUPER SELLER (Jason@SuperSellerProperties.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Reduce the startup costs - this 8+ acre parcel on Lori Loop Rd already has the groundwork laid. An existing driveway provides established access, along with a well, septic tank, and electric pole already on site. A 4 bedroom mobile home was previously installed on the property, which may mean reduced impact fees for a new build - buyer to verify with Clay County. The condition and functionality of the well, septic system, and power pole are unknown, and buyer is responsible for all inspections and verification prior to closing - but for buyers willing to do their due diligence, this lot offers a real head start over raw land. Can be purchased alone or combined with the adjacent 8+ acre lot at 4410 Lori Loop Rd for 16+ contiguous acres. This lot size is '200 x 1864' and combined 390' x 1863'. Buyer to verify Information'

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $4,025
$1,007/mo
Principal & interest$776
Property tax (est.)$86
Insurance (est.)$86
FHA MIP$51
HOA dues$8
CDD assessment$0
Cash to close: ~$4,025 down · MIP financed
VA
$0 down
$987/mo
Principal & interest$807
Property tax (est.)$86
Insurance (est.)$86
VA fee (financed)$0
HOA dues$8
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $23,000
$812/mo
Principal & interest$632
Property tax (est.)$86
Insurance (est.)$86
PMI$0
HOA dues$8
CDD assessment$0
Cash to close: ~$23,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 2.16% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeMobile Home
Year built1997
Heated area2,052 sq ft
Lot size372,438 sq ft
Parcel (RE#)33-07-24-006919-089-00
Legal descriptionLOT 41 PLANTATION FARMS SOUTH

Valuation · 2025

Value

Just / Market
$125,000
Assessed
$216,280
Taxable
$216,280
2025 Property Tax
$4,661
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$100 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Plantation Farms So? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Plantation Farms So every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Plantation Farms So

Other active MLS listings in Plantation Farms So.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 4406 LORI LOOP Rd?
The zoned public schools for 4406 LORI LOOP Rd in Plantation Farms So are Mcrae Elementary School (elementary), Keystone Heights Junior/Senior High (middle), Clay High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 4406 LORI LOOP Rd?
The most recent annual property tax for 4406 LORI LOOP Rd is about $4,661 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 4406 LORI LOOP Rd?
Homes in Plantation Farms So have an HOA fee of about $100 per year (based on recent MLS listings).
How big is 4406 LORI LOOP Rd?
4406 LORI LOOP Rd is a 2,052 sq ft home built in 1997 in Plantation Farms So, Clay County, FL.
What would the monthly payment be on 4406 LORI LOOP Rd?
At about a 7.32% 30-year rate, the estimated monthly payment for 4406 LORI LOOP Rd is roughly $812 with a conventional loan (20% down), $1,007 with FHA (3.5% down), or $987 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Plantation Farms So HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.