Linda Lakes

1625 LINDA LAKES Ln

Middleburg, FL 32068
For Sale $485,000
4 bd · 4 ba · 2,862 sqft · Built 2017
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of CHAD AND SANDY REAL ESTATE GROUP (offers@chadandsandy.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

**1ST FLOOR PRIMARY SUITE**MAJOR UPDATES**NEW AC** Step into effortless luxury with this truly MOVE-IN READY home. This stunning property features MAJOR IMPROVEMENTS throughout, including FRESH PAINT, NEW FLOORING, and a 2 yr old AC. The OPEN LAYOUT creates a bright, inviting atmosphere with spacious rooms and elegant crown molding throughout, and plantation shutters on all downstairs windows. At the heart of the home, the gorgeous kitchen impresses with top of the line stainless steel appliances, upgraded GRANITE countertops, a built-in wine rack, stylish backsplash, two-toned cabinetry, a huge food prep island with a breakfast bar, and a convenient butler's pantry. Designed with a functional SPLIT BEDROOM FLOOR PLAN, the 1st floor primary suite boasts a gorgeous step tray ceiling, soaking tub, spacious walk-in shower, and a walk-in closet. Upstairs, a large LOFT offers versatile space for a second living room, movie room, or home gym. Situated within the GATED COMMUNITY of Linda Lake

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $16,975
$4,468/mo
Principal & interest$3,271
Property tax (est.)$483
Insurance (est.)$364
FHA MIP$215
HOA dues$135
CDD assessment$0
Cash to close: ~$16,975 down · MIP financed
VA
$0 down
$4,385/mo
Principal & interest$3,403
Property tax (est.)$483
Insurance (est.)$364
VA fee (financed)$0
HOA dues$135
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $97,000
$3,647/mo
Principal & interest$2,665
Property tax (est.)$483
Insurance (est.)$364
PMI$0
HOA dues$135
CDD assessment$0
Cash to close: ~$97,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.60% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2017
Heated area2,862 sq ft
Lot size9,047 sq ft
SubdivisionLINDA LAKES
Parcel (RE#)36-04-24-005920-004-19
Legal descriptionLOT 119 LINDA LAKES UNIT ONE A

Valuation · 2025

Value

Just / Market
$475,000
Assessed
$305,895
Taxable
—
2025 Property Tax
$0
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$1,625 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Linda Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Linda Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Linda Lakes

Other active MLS listings in Linda Lakes.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 1625 LINDA LAKES Ln?
The zoned public schools for 1625 LINDA LAKES Ln in Linda Lakes are Tynes Elementary School (elementary), Oakleaf Junior High (middle), Middleburg High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 1625 LINDA LAKES Ln?
The most recent annual property tax for 1625 LINDA LAKES Ln is about $0 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 1625 LINDA LAKES Ln?
Homes in Linda Lakes have an HOA fee of about $1,625 per year (based on recent MLS listings).
How big is 1625 LINDA LAKES Ln?
1625 LINDA LAKES Ln is a 2,862 sq ft home built in 2017 in Linda Lakes, Clay County, FL.
What would the monthly payment be on 1625 LINDA LAKES Ln?
At about a 7.32% 30-year rate, the estimated monthly payment for 1625 LINDA LAKES Ln is roughly $3,647 with a conventional loan (20% down), $4,468 with FHA (3.5% down), or $4,385 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Linda Lakes HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.