Greyhawk

1855 AMBERLY Dr

Middleburg, FL 32068
For Sale $220,000
Price cut $250,000 ↓ $30,000 (12%) Sep 17
5 bd · 3 ba · 2,647 sqft · Built 2022
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of 7 STAR REALTY, INC. (4258280NB@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

''SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. 5 bedroom, 3 baths. 2 car garage.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $7,700
$2,192/mo
Principal & interest$1,484
Property tax (est.)$177
Insurance (est.)$165
FHA MIP$97
HOA dues$10
CDD assessment$259
Cash to close: ~$7,700 down · MIP financed
VA
$0 down
$2,154/mo
Principal & interest$1,544
Property tax (est.)$177
Insurance (est.)$165
VA fee (financed)$0
HOA dues$10
CDD assessment$259
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $44,000
$1,820/mo
Principal & interest$1,209
Property tax (est.)$177
Insurance (est.)$165
PMI$0
HOA dues$10
CDD assessment$259
Cash to close: ~$44,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.55% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2022
Heated area2,647 sq ft
Lot size6,882 sq ft
SubdivisionGREYHAWK
Parcel (RE#)18-04-25-007953-055-32
Legal descriptionLOT 232 GREYHAWK UNIT 2 AS REC

Valuation · 2025

Value

Just / Market
$225,000
Assessed
$396,340
Taxable
$345,618
2025 Property Tax
$5,364
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$120 / Annually
CDD Assessment
$3,102 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2024-12-01 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Greyhawk? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Greyhawk every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

On the Market

Homes for Sale in Greyhawk

Other active MLS listings in Greyhawk.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 1855 AMBERLY Dr?
The zoned public schools for 1855 AMBERLY Dr in Greyhawk are Discovery Oaks Elementary (elementary), Oakleaf Junior High (middle), Oakleaf High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 1855 AMBERLY Dr?
The most recent annual property tax for 1855 AMBERLY Dr is about $5,364 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 1855 AMBERLY Dr have a CDD fee?
Yes. 1855 AMBERLY Dr is in Greyhawk, a Community Development District (CDD) with an assessment of approximately $3,102 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 1855 AMBERLY Dr?
Homes in Greyhawk have an HOA fee of about $120 per year (based on recent MLS listings).
How big is 1855 AMBERLY Dr?
1855 AMBERLY Dr is a 2,647 sq ft home built in 2022 in Greyhawk, Clay County, FL.
What would the monthly payment be on 1855 AMBERLY Dr?
At about a 7.32% 30-year rate, the estimated monthly payment for 1855 AMBERLY Dr is roughly $1,820 with a conventional loan (20% down), $2,192 with FHA (3.5% down), or $2,154 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Greyhawk HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.