Eagle Landing At Oakleaf Plantation

1103 SOUTHERN HILLS Dr

Orange Park, FL 32065
For Sale $529,900
Price cut $535,000 ↓ $5,100 (1%) Sep 14
4 bd · 3 ba · 2,599 sqft · Built 2006
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of UNITED REAL ESTATE GALLERY (realtor@iranjonesells.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to a home that has been exceptionally cared for and is truly move-in ready. Located in the sought after Eagle Landing community, this beautifully maintained 4 bedroom, 3 bath home shows like new and reflects exceptional pride of ownership. The open-concept living area flows into a spacious kitchen with granite countertops and a large island, creating a natural centerpiece for everyday life. A privately situated guest bedroom with a nearby full bath and outdoor access offers added flexibility for family or guests. Step outside to an extended patio and fire pit overlooking a peaceful preserve, perfect for entertaining or unwinding on a quiet Florida evening. With a 2020 roof, thoughtful updates throughout, resort-style amenities, and an 18-hole championship golf course, this home offers more than a beautiful place to live. It offers the condition, space, and lifestyle buyers have been looking for.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $18,547
$4,995/mo
Principal & interest$3,574
Property tax (est.)$525
Insurance (est.)$397
FHA MIP$234
HOA dues$4
CDD assessment$260
Cash to close: ~$18,547 down · MIP financed
VA
$0 down
$4,905/mo
Principal & interest$3,718
Property tax (est.)$525
Insurance (est.)$397
VA fee (financed)$0
HOA dues$4
CDD assessment$260
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $105,980
$4,098/mo
Principal & interest$2,912
Property tax (est.)$525
Insurance (est.)$397
PMI$0
HOA dues$4
CDD assessment$260
Cash to close: ~$105,980 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.57% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2006
Heated area2,599 sq ft
Lot size9,890 sq ft
SubdivisionEAGLE LANDING OAKLEAF
Parcel (RE#)13-04-24-005542-008-52
Legal descriptionLOT 252 EAGLE LANDING PHASE 3

Valuation · 2025

Value

Just / Market
$525,000
Assessed
$287,791
Taxable
$237,069
2025 Property Tax
$3,730
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$50 / Annually
CDD Assessment
$3,116 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Eagle Landing At Oakleaf Plantation? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Eagle Landing At Oakleaf Plantation every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Eagle Landing At Oakleaf Plantation

Other active MLS listings in Eagle Landing At Oakleaf Plantation.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 1103 SOUTHERN HILLS Dr?
The zoned public schools for 1103 SOUTHERN HILLS Dr in Eagle Landing At Oakleaf Plantation are Discovery Oaks Elementary (elementary), Oakleaf Junior High (middle), Oakleaf High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 1103 SOUTHERN HILLS Dr?
The most recent annual property tax for 1103 SOUTHERN HILLS Dr is about $3,730 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 1103 SOUTHERN HILLS Dr have a CDD fee?
Yes. 1103 SOUTHERN HILLS Dr is in Eagle Landing At Oakleaf Plantation, a Community Development District (CDD) with an assessment of approximately $3,116 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 1103 SOUTHERN HILLS Dr?
Homes in Eagle Landing At Oakleaf Plantation have an HOA fee of about $50 per year (based on recent MLS listings).
How big is 1103 SOUTHERN HILLS Dr?
1103 SOUTHERN HILLS Dr is a 2,599 sq ft home built in 2006 in Eagle Landing At Oakleaf Plantation, Clay County, FL.
What would the monthly payment be on 1103 SOUTHERN HILLS Dr?
At about a 7.32% 30-year rate, the estimated monthly payment for 1103 SOUTHERN HILLS Dr is roughly $4,098 with a conventional loan (20% down), $4,995 with FHA (3.5% down), or $4,905 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Eagle Landing At Oakleaf Plantation HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.