Double Branch

3403 Kindlewood Dr

Middleburg, FL 32068
For Sale $489,900
Price cut $496,000 ↓ $6,100 (1.2%) Sep 10
3 bd · 3 ba · 2,227 sqft · Built 2023
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of EXIT INSPIRED REAL ESTATE (ericparsons@exitinspired.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to this beautifully maintained home, offering traditional-style curb appeal with timeless charm and modern finishes throughout. A paver driveway and professionally applied Rhino Shield exterior coating with black trim and a transferable warranty enhance both the home's appearance and long-term durability.

Step inside to a bright, open-concept floor plan featuring 3 spacious bedrooms, 2.5 bathrooms, and a desirable 3-car garage.

At the heart of the home, the stunning kitchen is designed to impress with elegant quartz countertops, 42-inch white cabinetry, a large center island perfect for entertaining or casual dining, and plenty of workspace for everyday living. Durable tile plank flooring flows throughout the entire home, seamlessly connecting the expanded gathering room to the covered lanai, creating an ideal space for year-round indoor-outdoor living.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $17,147
$4,380/mo
Principal & interest$3,278
Property tax (est.)$460
Insurance (est.)$367
FHA MIP$217
HOA dues$58
CDD assessment$0
Cash to close: ~$17,147 down · MIP financed
VA
$0 down
$4,295/mo
Principal & interest$3,410
Property tax (est.)$460
Insurance (est.)$367
VA fee (financed)$0
HOA dues$58
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $97,980
$3,556/mo
Principal & interest$2,671
Property tax (est.)$460
Insurance (est.)$367
PMI$0
HOA dues$58
CDD assessment$0
Cash to close: ~$97,980 down

Rate: 7.240% (Freddie Mac 30-yr avg, as of Oct 29, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.51% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2023
Heated area2,227 sq ft
Lot size7,405 sq ft
SubdivisionDOUBLE BRANCH
Parcel (RE#)17-04-25-007946-004-87
Legal descriptionLOT 87 DOUBLE BRANCH AS REC O

Valuation · 2025

Value

Just / Market
$500,000
Assessed
$381,057
Taxable
$381,057
2025 Property Tax
$5,736
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$696 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Double Branch? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Double Branch every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Double Branch

Other active MLS listings in Double Branch.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 3403 Kindlewood Dr?
The zoned public schools for 3403 Kindlewood Dr in Double Branch are Oakleaf Village Elementary School (elementary), Oakleaf Junior High (middle), Oakleaf High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 3403 Kindlewood Dr?
The most recent annual property tax for 3403 Kindlewood Dr is about $5,736 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 3403 Kindlewood Dr?
Homes in Double Branch have an HOA fee of about $696 per year (based on recent MLS listings).
How big is 3403 Kindlewood Dr?
3403 Kindlewood Dr is a 2,227 sq ft home built in 2023 in Double Branch, Clay County, FL.
What would the monthly payment be on 3403 Kindlewood Dr?
At about a 7.24% 30-year rate, the estimated monthly payment for 3403 Kindlewood Dr is roughly $3,556 with a conventional loan (20% down), $4,380 with FHA (3.5% down), or $4,295 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Double Branch HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.