Community

Bannon Lakes

Saint Augustine, St. Johns County, FL

Overview

Community Information

This is the official information hub for Bannon Lakes. Below you'll find recorded covenants and restrictions, plats, and current board officers.

Lifestyle

Community Amenities

Shared amenities in Bannon Lakes, compiled from recent MLS listings. Amenities can change over time — confirm with the association.

Pool
Clubhouse
Fitness Center
Tennis Courts
Pickleball
Basketball Court
Playground
Park
Dog Park
Walking & Jogging Trails
BBQ / Picnic Area
Gated
Community Security
Sidewalks

Location

Map of Bannon Lakes

Bannon Lakes is in Saint Augustine, St. Johns County, Florida. Each pin is one of the 547 homes on record — select a pin to open that property's page.

Parcel locations from the county property appraiser. Boundaries are approximate — confirm any lot line with the recorded plat. See all communities on one map →

Schools

Schools Zoned for Bannon Lakes

Bannon Lakes straddles more than one attendance boundary — the homes are split between the schools below.

K-8 School Qq Elementary · 888 homes
Palencia Elementary School Elementary · 124 homes
Ocean Palms Elementary School Elementary · 19 homes
Pacetti Bay Middle School Middle · 1,012 homes
Alice B. Landrum Middle School Middle · 19 homes
Tocoi Creek High School High · 1,012 homes
Ponte Vedra High School High · 19 homes

Zoned public schools from county attendance boundaries — magnet and school-choice options may also apply, and boundaries are redrawn periodically. Confirm enrollment with the school district.

Public Records

Is Bannon Lakes Safe? Crime Reports Near Bannon Lakes

The HOA Collective does not rate neighborhoods and does not publish a safety score. Bannon Lakes is in St. Johns County, and the St. Johns County Sheriff's Office does not publish an open incident dataset, so we publish no incident counts here. Reported incidents for this area can be looked up directly at the sources below.

Management

Community Management

No professional management company is on file with the state for this community. See the Board Officers below.

On the Market

Homes for Sale in Bannon Lakes

Active MLS listings in this community. Thinking of selling? List with us →

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Homes

Homes & Addresses

All 547 homes in Bannon Lakes. Search an address to open its property details, valuation, and sale history.

Neighborhoods

Villages of Bannon Lakes

Bannon Lakes is a master-planned community made up of 2 separately-platted villages. Choose a neighborhood to see its homes, recorded documents, dues, and homes for sale.

Rules & Records

Bannon Lakes HOA Rules, Covenants & Documents

The rules for Bannon Lakes are laid out in its recorded covenants and restrictions — the CC&Rs, their amendments, and the bylaws. Below are the copies we have on file, free to read or download.

Covenants & Restrictions

Community Declaration (HOA)

Source: MLS listing documents (realMLS)

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Master Declaration (HOA)

Source: MLS listing documents (realMLS)

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Declaration C&R

Source: MLS listing documents (realMLS)

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HOA Documents

Source: MLS listing documents (realMLS)

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Orchard Cove at Bannon Lakes Declaration

Source: MLS listing documents (realMLS)

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Bridge Bay Community Declaration

Source: MLS listing documents (realMLS)

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HOA Executed Doc

Source: MLS listing documents (realMLS)

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HOA Docs

Source: MLS listing documents (realMLS)

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Master Covenants & Restrictions

Source: MLS listing documents (realMLS)

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Covenants and Restrictions

Source: MLS listing documents (realMLS)

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Bannon Lakes Covenants

Source: MLS listing documents (realMLS)

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Declaration Documents

Source: MLS listing documents (realMLS)

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Master Declaration

Source: MLS listing documents (realMLS)

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Bannon Lakes CC&Rs

Source: MLS listing documents (realMLS)

View document →

Leadership

Board Officers

President / Secretary
Layo Debra
Treasurer
Forrester Justin
Vice President / President
Lovett Sandra F
Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Bannon Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Bannon Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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Questions & Answers

Frequently Asked

What county is Bannon Lakes in?
Bannon Lakes is an HOA community in St. Johns County, Florida, with 547 homes.
What is the HOA fee in Bannon Lakes?
The HOA fee in Bannon Lakes is approximately $399 per year, based on recent MLS listings. Dues can vary by lot — confirm with the association.
Does Bannon Lakes have a CDD fee?
Yes. Bannon Lakes is in a Community Development District (CDD) with an assessment of approximately $2,854 per year, billed on the annual property-tax bill in addition to HOA dues.
Where can I find Bannon Lakes's CC&Rs and HOA documents?
Recorded governing documents for Bannon Lakes — CC&Rs, amendments, and plats — are published by The HOA Collective and available in the Documents & Records section of the Bannon Lakes community page at thehoacollective.com/communities/bannon-lakes.
Are there homes for sale in Bannon Lakes?
Yes — there are 5 active listings in Bannon Lakes. Current prices and details are on the Bannon Lakes community page at thehoacollective.com/communities/bannon-lakes.
What amenities does Bannon Lakes have?
Bannon Lakes offers shared community amenities including pool, clubhouse, fitness center, tennis courts, pickleball, basketball court, playground, park, dog park, walking & jogging trails, bbq / picnic area, gated, community security and sidewalks, based on recent MLS listings. Amenities can change — confirm current offerings with the association.
Does Bannon Lakes have a pool?
Yes — Bannon Lakes has a community pool, based on recent MLS listings for the neighborhood. Pool access and hours are set by the association.
What schools are zoned for Bannon Lakes?
Homes in Bannon Lakes are zoned for elementary: K-8 School Qq (888 homes), Palencia Elementary School (124 homes) and Ocean Palms Elementary School (19 homes); middle: Pacetti Bay Middle School (1,012 homes) and Alice B. Landrum Middle School (19 homes); high: Tocoi Creek High School (1,012 homes) and Ponte Vedra High School (19 homes). Bannon Lakes straddles more than one attendance boundary, so zoning varies by address. Zoning comes from county attendance boundaries and is redrawn periodically — per-address zoning is listed on each property page at thehoacollective.com/communities/bannon-lakes.
What are the HOA rules in Bannon Lakes?
The rules for Bannon Lakes are set out in its recorded covenants and restrictions (CC&Rs), along with any amendments and the bylaws — these cover things like fences, parking, exterior changes and rentals. The copies on file are free to read in the Rules & Records section of the Bannon Lakes community page at thehoacollective.com/communities/bannon-lakes.
How much are property taxes in Bannon Lakes?
The median property-tax bill in Bannon Lakes is about $3,736 for 2025, based on 966 homes on the county tax roll. Most homes fall between $1,280 and $6,464. Your bill depends on assessed value and exemptions — homesteaded owners typically pay less. CDD assessments are billed on the same tax bill.
When was Bannon Lakes built?
Most homes in Bannon Lakes were built between 2018 and 2024, with the typical home dating to 2020, according to county property records. The oldest home on record dates to 1995.
Where is Bannon Lakes?
Bannon Lakes is in Saint Augustine, St. Johns County, Florida. It has 547 homes on record. An interactive map showing every home in the community is on the Bannon Lakes community page at thehoacollective.com/communities/bannon-lakes.
Where can I look up crime reports near Bannon Lakes?
Bannon Lakes is in St. Johns County, Florida. The St. Johns County Sheriff's Office does not publish an open incident dataset, so The HOA Collective publishes no incident counts for Bannon Lakes. Links to the agency's own records, and to any map it contributes to, are published on the Bannon Lakes community page at thehoacollective.com/communities/bannon-lakes.