Bannon Lakes

114 BLUEJACK LN

Saint Augustine, FL 32095
For Sale $459,900
4 bd · 2 ba · 2,893 sqft · Built 2017
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of PONTE VEDRA COASTAL REALTY, INC. (piatt@bellsouth.net). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

SPECTACULAR LONG LAKE VIEWS! Perfectly positioned on one of Bannon Lakes' beautiful lakes, this light-filled home enjoys an exceptional waterfront setting with sweeping views down the length of the lake and two picturesque fountains. The open, inviting floor plan features a spacious great room with sliding glass doors opening to a covered lanai, extended paver patio and fenced backyard--creating the perfect setting for outdoor dining, entertaining or simply relaxing by the water. The kitchen is designed for gathering with granite countertops, abundant white cabinetry, stainless steel appliances, a four-burner gas cooktop, subway tile backsplash, pendant lighting, filtered water, walk-in pantry and a large island with bar seating. Ideally located close to Bannon Lakes' outstanding amenities and the school bus stop!
The spacious owner's suite overlooks the lake and features a large walk-in wardrobe closet and generously sized shower. Three additional bedrooms offer wonderful flexibility

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $16,097
$4,319/mo
Principal & interest$3,102
Property tax (est.)$397
Insurance (est.)$345
FHA MIP$203
HOA dues$33
CDD assessment$238
Cash to close: ~$16,097 down · MIP financed
VA
$0 down
$4,240/mo
Principal & interest$3,227
Property tax (est.)$397
Insurance (est.)$345
VA fee (financed)$0
HOA dues$33
CDD assessment$238
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $91,980
$3,541/mo
Principal & interest$2,527
Property tax (est.)$397
Insurance (est.)$345
PMI$0
HOA dues$33
CDD assessment$238
Cash to close: ~$91,980 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.40% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2017
SubdivisionBannon Lakes
Parcel (RE#)027014 0490
Legal description81/80-84 BANNON LAKES PHASE 1A-1 LOT 49 OR5781/1794

Valuation · 2025

Value

Just / Market
$450,000
Assessed
$363,820
Taxable
$313,098
2025 Property Tax
$4,377
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$399 / Annually
CDD Assessment
$2,854 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2018-03-01 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Bannon Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Bannon Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Bannon Lakes

Other active MLS listings in Bannon Lakes.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 114 BLUEJACK LN?
The zoned public schools for 114 BLUEJACK LN in Bannon Lakes are K-8 School Qq (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 114 BLUEJACK LN?
The most recent annual property tax for 114 BLUEJACK LN is about $4,377 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 114 BLUEJACK LN have a CDD fee?
Yes. 114 BLUEJACK LN is in Bannon Lakes, a Community Development District (CDD) with an assessment of approximately $2,854 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 114 BLUEJACK LN?
Homes in Bannon Lakes have an HOA fee of about $399 per year (based on recent MLS listings).
What would the monthly payment be on 114 BLUEJACK LN?
At about a 7.32% 30-year rate, the estimated monthly payment for 114 BLUEJACK LN is roughly $3,541 with a conventional loan (20% down), $4,319 with FHA (3.5% down), or $4,240 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Bannon Lakes HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.