Tide Edge

209 GULL CIR

Ponte Vedra Beach, FL 32082
For Sale $1,299,000
5 bd · 4 ba · Built 1998
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (Cheri.LaVigne@Cirefc.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Seller will contribute up to $10k towards Buyers closing costs/rate buy down. Imagine beach living in over 3500 sq ft with a $50 utility bill. Solar panels make this home a pleasure to function in. This stunning three-story coastal retreat in the heart of Ponte Vedra Beach -- where luxury finishes, smart technology, and thoughtful upgrades come together to create an extraordinary living experience.
At the center of this home is a Master Chef Kitchen that will take your breath away. Sub-Zero refrigeration, a Dacor Modernist 48'' six-burner gas range with electric griddle and matching range hood in sleek black stainless steel, and a Dacor built-in microwave combi oven with air fryer set the stage. A 44'' Kohler workstation sink with cutting board and prep bowls, a Kohler gold pot filler, LG black stainless dishwasher, and WoodStone Brazilian Quartzite countertops complete a kitchen designed for the serious home chef. A custom barn door adds a warm, curated touch.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $45,465
$11,887/mo
Principal & interest$8,762
Property tax (est.)$1,493
Insurance (est.)$974
FHA MIP$575
HOA dues$83
CDD assessment$0
Cash to close: ~$45,465 down · MIP financed
VA
$0 down
$11,666/mo
Principal & interest$9,115
Property tax (est.)$1,493
Insurance (est.)$974
VA fee (financed)$0
HOA dues$83
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $259,800
$9,690/mo
Principal & interest$7,139
Property tax (est.)$1,493
Insurance (est.)$974
PMI$0
HOA dues$83
CDD assessment$0
Cash to close: ~$259,800 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.70% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1998
SubdivisionTide Edge
Parcel (RE#)142231 0260
Legal description31/21-22 TIDE'S EDGE REPLAT LOT 26 OR4717/1240

Valuation · 2025

Value

Just / Market
$1,300,000
Assessed
$606,663
Taxable
$0
2025 Property Tax
$0
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$1,000 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1997-04-17 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Tide Edge? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Tide Edge every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

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Questions & Answers

Frequently Asked

What schools serve 209 GULL CIR?
The zoned public schools for 209 GULL CIR in Tide Edge are St. Johns Virtual Instruction Program K-8 (elementary), Sebastian Middle School (middle), St. Augustine High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 209 GULL CIR?
The most recent annual property tax for 209 GULL CIR is about $0 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 209 GULL CIR?
Homes in Tide Edge have an HOA fee of about $1,000 per year (based on recent MLS listings).
What would the monthly payment be on 209 GULL CIR?
At about a 7.32% 30-year rate, the estimated monthly payment for 209 GULL CIR is roughly $9,690 with a conventional loan (20% down), $11,887 with FHA (3.5% down), or $11,666 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Tide Edge HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.