Solano Cay

153 SOLANO CAY CIR

Ponte Vedra Beach, FL 32082
For Sale $587,000
3 bd · 3 ba · Built 1989
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (gwinn@thevolengroup.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

ASSUMABLE MORTGAGE AT 5.99% FOR APPROX. $544, 000. Tucked within the sought-after Solano Cay neighborhood in the heart of Ponte Vedra Beach, this tastefully updated home offers the perfect blend of convenience and tranquility. Just one mile from the ocean -- truly Door to Shore -- you can walk or bike to local shops, restaurants, the bank, and the public library in minutes, and enjoy quick access to some of Northeast Florida's top-rated public schools. Fully refreshed from top to bottom, this move-in-ready home features a stylish kitchen, dining area, and breakfast nook; a spacious, sun-filled ensuite bedroom; and a warm, inviting living room with a wood-burning fireplace. The back deck features a pond attracting local wildlife within the wooded nature preserve beyond. Enjoy morning coffee with a view, and afternoons napping beneath the pergola. Designed with low-maintenance landscaping, you'll have more time to enjoy the community pool.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $20,545
$5,367/mo
Principal & interest$3,959
Property tax (est.)$636
Insurance (est.)$440
FHA MIP$260
HOA dues$72
CDD assessment$0
Cash to close: ~$20,545 down · MIP financed
VA
$0 down
$5,267/mo
Principal & interest$4,119
Property tax (est.)$636
Insurance (est.)$440
VA fee (financed)$0
HOA dues$72
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $117,400
$4,374/mo
Principal & interest$3,226
Property tax (est.)$636
Insurance (est.)$440
PMI$0
HOA dues$72
CDD assessment$0
Cash to close: ~$117,400 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.70% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1989
SubdivisionSolano Cay
Parcel (RE#)052541 0270
Legal description21/75-78 SOLANO CAY LOT 27 OR5962/1285

Valuation · 2025

Value

Just / Market
$575,000
Assessed
$431,456
Taxable
$0
2025 Property Tax
$0
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$860 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1993-07-15 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Solano Cay? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Solano Cay every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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On the Market

Homes for Sale in Solano Cay

Other active MLS listings in Solano Cay.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 153 SOLANO CAY CIR?
The zoned public schools for 153 SOLANO CAY CIR in Solano Cay are Ponte Vedra Palm Valley- Rawlings Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 153 SOLANO CAY CIR?
The most recent annual property tax for 153 SOLANO CAY CIR is about $0 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 153 SOLANO CAY CIR?
Homes in Solano Cay have an HOA fee of about $860 per year (based on recent MLS listings).
What would the monthly payment be on 153 SOLANO CAY CIR?
At about a 7.32% 30-year rate, the estimated monthly payment for 153 SOLANO CAY CIR is roughly $4,374 with a conventional loan (20% down), $5,367 with FHA (3.5% down), or $5,267 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Solano Cay HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.