Silverleaf 29b

736 CHERRY ELM DR

Saint Augustine, FL
For Sale $320,000
3 bd · 3 ba
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of HERRON REAL ESTATE LLC (melanie@hartofrealestate.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Enjoy low-maintenance living in this spacious 3-bedroom, 2.5-bath townhome with a loft and two-car garage, located in the gated Cherry Elm Townhomes community within SilverLeaf. The open kitchen features quartz countertops, stainless steel appliances, a gas range and oven, breakfast bar, and pantry. Tile flooring extends throughout the main living areas downstairs and all bathrooms, while carpet provides added comfort upstairs and in the bedrooms. The first-floor primary suite includes a walk-in closet and a private bathroom with dual vanities and a walk-in shower. Upstairs, you'll find two additional bedrooms, a versatile loft, and a full bathroom featuring dual vanities and a tub/shower combination. Relax on the covered back porch overlooking a peaceful pond. Additional highlights include a tankless gas water heater and an easy-care lifestyle with lawn maintenance, exterior painting, and roof maintenance included.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $11,200
$2,988/mo
Principal & interest$2,158
Property tax (est.)$315
Insurance (est.)$240
FHA MIP$142
HOA dues$134
CDD assessment$0
Cash to close: ~$11,200 down · MIP financed
VA
$0 down
$2,934/mo
Principal & interest$2,245
Property tax (est.)$315
Insurance (est.)$240
VA fee (financed)$0
HOA dues$134
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $64,000
$2,447/mo
Principal & interest$1,759
Property tax (est.)$315
Insurance (est.)$240
PMI$0
HOA dues$134
CDD assessment$0
Cash to close: ~$64,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.70% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family Townhouse
SubdivisionSilverleaf 29b
Parcel (RE#)027985 1820
Legal description113/64-74 SILVERLEAF 29B-2 LOT 182

Valuation

Value

Just / Market
$325,000
Assessed
—
Taxable
—
HOA Dues
$402 / Quarterly
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2023-08-25 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Silverleaf 29b? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Silverleaf 29b every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Silverleaf 29b

Other active MLS listings in Silverleaf 29b.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 736 CHERRY ELM DR?
The zoned public schools for 736 CHERRY ELM DR in Silverleaf 29b are K-8 School Qq (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What is the HOA fee for 736 CHERRY ELM DR?
Homes in Silverleaf 29b have an HOA fee of about $402 per quarter (based on recent MLS listings).
What would the monthly payment be on 736 CHERRY ELM DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 736 CHERRY ELM DR is roughly $2,447 with a conventional loan (20% down), $2,988 with FHA (3.5% down), or $2,934 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Silverleaf 29b HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.