Shearwater

125 SMOKERISE DR

Saint Augustine, FL 32092
For Sale $498,411
Price cut $519,990 ↓ $21,579 (4.1%) Oct 7 · reduced 3×
4 bd · 4 ba
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of LENNAR REALTY INC (LennarJacksonville@Lennar.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

***MOVE IN READY - BRAND NEW HOME***

Discover the Trevi by Lennar Homes -a spacious 4-bedroom, 3-bath design with a 2-car garage. This home includes Everything's Included features such as 42'' white cabinets with quartz countertops, Frigidaire stainless steel appliances including range, dishwasher, microwave and refrigerator, and ceramic wood plank tile flooring in the main living areas extended into dining and hallways. Additional highlights include quartz vanities, window blinds throughout, a screened lanai and a full sprinkler system. Backed up with one year builder warranty. This area offers an ideal mix of affordability, convenience, and lifestyle. Residents enjoy spacious homes in a welcoming community setting. The location provides access to good schools, nearby shopping, healthcare, and easy routes to Jacksonville International Airport.

(Conditions may apply)

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $17,444
$4,621/mo
Principal & interest$3,362
Property tax (est.)$419
Insurance (est.)$374
FHA MIP$220
HOA dues$20
CDD assessment$226
Cash to close: ~$17,444 down · MIP financed
VA
$0 down
$4,536/mo
Principal & interest$3,497
Property tax (est.)$419
Insurance (est.)$374
VA fee (financed)$0
HOA dues$20
CDD assessment$226
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $99,682
$3,778/mo
Principal & interest$2,739
Property tax (est.)$419
Insurance (est.)$374
PMI$0
HOA dues$20
CDD assessment$226
Cash to close: ~$99,682 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeVacant Residential
SubdivisionShearwater
Parcel (RE#)010026 1600
Legal description125/70-83 SHEARWATER PHASE 3H LOT 160 OR6328/791

Valuation · 2025

Value

Just / Market
$500,000
Assessed
$135,000
Taxable
$135,000
2025 Property Tax
$1,818
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$236 / Annually
CDD Assessment
$2,712 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2024-08-09 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Shearwater? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Shearwater every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Shearwater

Other active MLS listings in Shearwater.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 125 SMOKERISE DR?
The zoned public schools for 125 SMOKERISE DR in Shearwater are Timberlin Creek Elementary School (elementary), Switzerland Point Middle School (middle), Bartram Trail High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 125 SMOKERISE DR?
The most recent annual property tax for 125 SMOKERISE DR is about $1,818 (2025 tax year). Any CDD assessment is billed in addition.
Does 125 SMOKERISE DR have a CDD fee?
Yes. 125 SMOKERISE DR is in Shearwater, a Community Development District (CDD) with an assessment of approximately $2,712 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 125 SMOKERISE DR?
Homes in Shearwater have an HOA fee of about $236 per year (based on recent MLS listings).
What would the monthly payment be on 125 SMOKERISE DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 125 SMOKERISE DR is roughly $3,778 with a conventional loan (20% down), $4,621 with FHA (3.5% down), or $4,536 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Shearwater HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.