Seabrook Village

433 REFLECTIONS AVE

Ponte Vedra, FL 32081
For Sale $749,990
Price cut $753,100 ↓ $3,110 (0.4%) Aug 27
3 bd · 3 ba
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of WEEKLEY HOMES REALTY (bcronin@dwhomes.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to 433 Reflections Avenue, a beautifully designed new construction home located in the highly sought-after community of Reflections at Nocatee. This stunning Seahorse floor plan offers 3 bedrooms, 2.5 baths, a spacious retreat, and a light-filled sunroom, thoughtfully designed for both everyday living and entertaining.

Situated on one of the final opportunities available in Reflections, this exceptional home is tucked away within a quiet cul-de-sac and backs to a peaceful preserve, creating a private and serene setting. The oversized 2-car garage and upstairs walk-out attic storage room provide the extra space today's homeowners are looking for.

The heart of the home is truly a chef's dream kitchen, featuring high-end appliances, double-stacked cabinetry extending to the ceiling, abundant countertop space, and designer finishes throughout.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $26,250
$6,561/mo
Principal & interest$4,732
Property tax (est.)$659
Insurance (est.)$562
FHA MIP$332
HOA dues$70
CDD assessment$205
Cash to close: ~$26,250 down · MIP financed
VA
$0 down
$6,420/mo
Principal & interest$4,923
Property tax (est.)$659
Insurance (est.)$562
VA fee (financed)$0
HOA dues$70
CDD assessment$205
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $149,998
$5,353/mo
Principal & interest$3,856
Property tax (est.)$659
Insurance (est.)$562
PMI$0
HOA dues$70
CDD assessment$205
Cash to close: ~$149,998 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeVacant Residential
SubdivisionSeabrook Village
Parcel (RE#)070503 3010
Legal description124/1-25 SEABROOK VILLAGE PHASE 2 LOT 301 OR6319/881

Valuation · 2025

Value

Just / Market
$750,000
Assessed
$120,000
Taxable
$120,000
2025 Property Tax
$1,616
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$840 / Annually
CDD Assessment
$2,459 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2024-05-17

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Seabrook Village? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Seabrook Village every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Seabrook Village

Other active MLS listings in Seabrook Village.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 433 REFLECTIONS AVE?
The zoned public schools for 433 REFLECTIONS AVE in Seabrook Village are K-8 School Rr (elementary), Alice B. Landrum Middle School (middle), Allen D Nease Senior High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 433 REFLECTIONS AVE?
The most recent annual property tax for 433 REFLECTIONS AVE is about $1,616 (2025 tax year). Any CDD assessment is billed in addition.
Does 433 REFLECTIONS AVE have a CDD fee?
Yes. 433 REFLECTIONS AVE is in Seabrook Village, a Community Development District (CDD) with an assessment of approximately $2,459 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 433 REFLECTIONS AVE?
Homes in Seabrook Village have an HOA fee of about $840 per year (based on recent MLS listings).
What would the monthly payment be on 433 REFLECTIONS AVE?
At about a 6.66% 30-year rate, the estimated monthly payment for 433 REFLECTIONS AVE is roughly $5,353 with a conventional loan (20% down), $6,561 with FHA (3.5% down), or $6,420 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Seabrook Village HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.