Seabrook Village

173 REFLECTIONS AVE

Ponte Vedra, FL 32081
For Sale $839,990
5 bd · 3 ba
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of REAL BROKER LLC (andrea@joshrogersteam.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

*Open House - SAT 8/29 from 11-1PM!*

Tucked against a tranquil preserve in Reflections at Nocatee, this exquisitely upgraded 5-bedroom, 3-bath home with loft offers a rare chance to settle into Northeast Florida's most coveted community. And with a 2025 build, you skip the wait, the permits, and the guesswork: this home is move-in ready for the life you've been planning. Step through the soaring 8' coastal-style glass front door into a home defined by luxury vinyl plank flooring, designer lighting fixtures and an abundance of windows that bathe the home in natural light. The gourmet kitchen is a true centerpiece, showcasing a grand quartz island, two-tone soft-close cabinetry, a custom wood kitchen hood, marble backsplash, cast iron farmhouse sink and a walk-in pantry. The open-concept living room is equally impressive, featuring surround sound speakers and serene, unobstructed preserve views. The upstairs primary suite offers a private retreat with a tray ceiling, upgraded fan,

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $29,400
$7,322/mo
Principal & interest$5,300
Property tax (est.)$745
Insurance (est.)$630
FHA MIP$372
HOA dues$70
CDD assessment$205
Cash to close: ~$29,400 down · MIP financed
VA
$0 down
$7,164/mo
Principal & interest$5,514
Property tax (est.)$745
Insurance (est.)$630
VA fee (financed)$0
HOA dues$70
CDD assessment$205
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $167,998
$5,969/mo
Principal & interest$4,318
Property tax (est.)$745
Insurance (est.)$630
PMI$0
HOA dues$70
CDD assessment$205
Cash to close: ~$167,998 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
SubdivisionSeabrook Village
Parcel (RE#)070503 3340
Legal description124/1-25 SEABROOK VILLAGE PHASE 2 LOT 334 OR6187/917

Valuation · 2025

Value

Just / Market
$850,000
Assessed
$120,000
Taxable
$120,000
2025 Property Tax
$1,616
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$840 / Annually
CDD Assessment
$2,459 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2024-05-20

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Seabrook Village? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Seabrook Village every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

On the Market

Homes for Sale in Seabrook Village

Other active MLS listings in Seabrook Village.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 173 REFLECTIONS AVE?
The zoned public schools for 173 REFLECTIONS AVE in Seabrook Village are K-8 School Rr (elementary), Alice B. Landrum Middle School (middle), Allen D Nease Senior High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 173 REFLECTIONS AVE?
The most recent annual property tax for 173 REFLECTIONS AVE is about $1,616 (2025 tax year). Any CDD assessment is billed in addition.
Does 173 REFLECTIONS AVE have a CDD fee?
Yes. 173 REFLECTIONS AVE is in Seabrook Village, a Community Development District (CDD) with an assessment of approximately $2,459 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 173 REFLECTIONS AVE?
Homes in Seabrook Village have an HOA fee of about $840 per year (based on recent MLS listings).
What would the monthly payment be on 173 REFLECTIONS AVE?
At about a 6.66% 30-year rate, the estimated monthly payment for 173 REFLECTIONS AVE is roughly $5,969 with a conventional loan (20% down), $7,322 with FHA (3.5% down), or $7,164 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Seabrook Village HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.