Samara Lakes

509 KNOLLE CT

Saint Augustine, FL 32092
For Sale $445,000
Price cut $450,000 ↓ $5,000 (1.1%) Sep 18
3 bd · 3 ba · Built 2006
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of RIVER AND OAK REAL ESTATE (te904realestate@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to this beautifully maintained 3-bedroom, 2.5-bath home offering 2,529 square feet of comfortable living in the highly desirable Samara Lakes community of World Golf Village. Thoughtfully updated with a newer roof, newer HVAC system, and newer water heater, this home is move-in ready and designed for both everyday living and entertaining. The spacious floor plan features an open-concept kitchen overlooking the living area, creating the perfect gathering space for family and friends. A separate formal dining room provides an elegant setting for holidays and special occasions. Upstairs, you'll find a versatile loft, a convenient laundry room, and generously sized bedrooms with large closets. The oversized primary suite offers a relaxing retreat with a spacious ensuite bathroom and an expansive walk-in closet. Step outside to enjoy the large patio overlooking a beautifully maintained backyard.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $15,575
$4,003/mo
Principal & interest$3,001
Property tax (est.)$400
Insurance (est.)$334
FHA MIP$197
HOA dues$71
CDD assessment$0
Cash to close: ~$15,575 down · MIP financed
VA
$0 down
$3,927/mo
Principal & interest$3,123
Property tax (est.)$400
Insurance (est.)$334
VA fee (financed)$0
HOA dues$71
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $89,000
$3,250/mo
Principal & interest$2,445
Property tax (est.)$400
Insurance (est.)$334
PMI$0
HOA dues$71
CDD assessment$0
Cash to close: ~$89,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.46% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2006
SubdivisionSamara Lakes
Parcel (RE#)027501 1500
Legal description53/37-45 SAMARA LAKES UNIT 1 LOT 150 OR2752/1869

Valuation · 2025

Value

Just / Market
$450,000
Assessed
$189,543
Taxable
$138,821
2025 Property Tax
$2,029
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$71 / Monthly
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2005-08-12 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Samara Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Samara Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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Community Records

Samara Lakes Documents

Samara Lakes Cov & Restrictions
Covenants & Restrictions · View →
Covenants and Restrictions
Covenants & Restrictions · View →
Declaration of CCR
Covenants & Restrictions · View →
Samara Lakes - CCR Amendment
Covenants & Restrictions · View →
Declaration
Covenants & Restrictions · View →
Covenants & Restrictions
Covenants & Restrictions · View →
Samara Lakes Covenants
Covenants & Restrictions · View →
Samara Lakes - Declaration of Condo
Covenants & Restrictions · View →
Declarations of Covenants & Restrictions
Covenants & Restrictions · View →
Samara Lakes - CCRs
Covenants & Restrictions · View →
HOA Documents
Covenants & Restrictions · View →
HOA Docs
Covenants & Restrictions · View →
Samara Lakes Covenants & Restrictions
Covenants & Restrictions · View →
CCR's
Covenants & Restrictions · View →
CCRs
Covenants & Restrictions · View →
Covenants
Covenants & Restrictions · View →
2007 Supplement Declaration
Covenants & Restrictions · View →
Samara Lakes - Declaration
Covenants & Restrictions · View →
2008 Supplement Declaration
Covenants & Restrictions · View →
Samara Lakes Covenants and Restrictions
Covenants & Restrictions · View →
2010 Supplement Declaration
Covenants & Restrictions · View →
CCR
Covenants & Restrictions · View →
HOA Executed Doc
Covenants & Restrictions · View →
Samara Lakes CC&R's
Covenants & Restrictions · View →
Samara Lakes Declaration of Covenants ..
Covenants & Restrictions · View →
Declaration C & C
Covenants & Restrictions · View →
HOA - CCR
Covenants & Restrictions · View →

On the Market

Homes for Sale in Samara Lakes

Other active MLS listings in Samara Lakes.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 509 KNOLLE CT?
The zoned public schools for 509 KNOLLE CT in Samara Lakes are Picolata Crossing Elementary School (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 509 KNOLLE CT?
The most recent annual property tax for 509 KNOLLE CT is about $2,029 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 509 KNOLLE CT?
Homes in Samara Lakes have an HOA fee of about $71 per month (based on recent MLS listings).
What would the monthly payment be on 509 KNOLLE CT?
At about a 7.32% 30-year rate, the estimated monthly payment for 509 KNOLLE CT is roughly $3,250 with a conventional loan (20% down), $4,003 with FHA (3.5% down), or $3,927 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Samara Lakes HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.