Pine Eagle Estates

448 PINE EAGLE Dr

Fleming Island, FL 32003
For Sale $595,000
3 bd · 3 ba · 2,262 sqft · Built 2013
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY (sheltonscaife@aol.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

POOL HOME WITH 3-CAR GARAGE PLUS SEPARATE AIR-CONDITIONED 4TH BAY! Impeccably maintained home in a small gated community featuring a versatile flex space ideal for a home office, formal dining room, or 4th bedroom. The true showstopper is the covered, heated lap pool and 6-person spa, framed by a spacious screened lanai with brick pavers and privacy screening--perfect for year-round enjoyment. Major updates include a NEW ROOF (Aug. 2026), HVAC (May 2025), plus new 50-gallon water heater, dishwasher & garbage disposal. The fully insulated 3-car garage is complemented by an air-conditioned/heated standalone 4th garage, perfect for a gym, workshop, hobby space or bonus room. Fenced backyard w/ two gates, irrigation system, buried LP tank and gas line for a grill/outdoor kitchen. Custom paint and updated fixtures throughout. A rare combination of pristine space, classic updates, privacy and exceptional outdoor living! This home boasts amazing curb appeal and that seldom-seen Wow Factor!!!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $20,825
$5,411/mo
Principal & interest$4,013
Property tax (est.)$597
Insurance (est.)$446
FHA MIP$263
HOA dues$92
CDD assessment$0
Cash to close: ~$20,825 down · MIP financed
VA
$0 down
$5,310/mo
Principal & interest$4,175
Property tax (est.)$597
Insurance (est.)$446
VA fee (financed)$0
HOA dues$92
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $119,000
$4,405/mo
Principal & interest$3,270
Property tax (est.)$597
Insurance (est.)$446
PMI$0
HOA dues$92
CDD assessment$0
Cash to close: ~$119,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.57% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2013
Heated area2,262 sq ft
Lot size9,492 sq ft
SubdivisionPINE EAGLE ESTATES
Parcel (RE#)33-04-26-013199-000-03
Legal descriptionLOT 3 PINE EAGLE ESTATES AS RE

Valuation · 2025

Value

Just / Market
$600,000
Assessed
$292,662
Taxable
$241,940
2025 Property Tax
$3,803
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$1,100 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Pine Eagle Estates? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Pine Eagle Estates every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Pine Eagle Estates

Other active MLS listings in Pine Eagle Estates.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 448 PINE EAGLE Dr?
The zoned public schools for 448 PINE EAGLE Dr in Pine Eagle Estates are Robert M. Paterson Elementary (elementary), Lakeside Junior High School (middle), Fleming Island High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 448 PINE EAGLE Dr?
The most recent annual property tax for 448 PINE EAGLE Dr is about $3,803 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 448 PINE EAGLE Dr?
Homes in Pine Eagle Estates have an HOA fee of about $1,100 per year (based on recent MLS listings).
How big is 448 PINE EAGLE Dr?
448 PINE EAGLE Dr is a 2,262 sq ft home built in 2013 in Pine Eagle Estates, Clay County, FL.
What would the monthly payment be on 448 PINE EAGLE Dr?
At about a 7.32% 30-year rate, the estimated monthly payment for 448 PINE EAGLE Dr is roughly $4,405 with a conventional loan (20% down), $5,411 with FHA (3.5% down), or $5,310 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Pine Eagle Estates HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.