Pablo Creek Reserve

5244 COMMISSIONERS DR

Jacksonville, FL 32224
For Sale $2,975,000
5 bd · 6 ba · 5,285 sqft · Built 2020
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of COMPASS FLORIDA LLC (kyle.bosworth@compass.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to 5244 Commissioners Drive, a beautifully updated Jacksonville residence offering sophisticated design and exceptional versatility. This five-bedroom home also features a dedicated office, dual owner's suites located upstairs and downstairs, and a spacious upstairs bonus room. The flexible layout is ideal for multigenerational living, extended family, or guests. The renovated kitchen has been thoughtfully redesigned with a fresh, elevated aesthetic, while new French oak flooring in all bedrooms adds warmth and timeless style. Outside, refreshed landscaping and a newly installed fence enhance both curb appeal and privacy. The generous backyard offers ample room for a future pool and outdoor entertaining space, creating the opportunity to design your own private Florida retreat. Elegant, functional, and move-in ready, this home blends refined updates with a floor plan designed to adapt beautifully to today's lifestyle.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $104,125
$27,812/mo
Principal & interest$20,066
Property tax (est.)$3,681
Insurance (est.)$2,231
FHA MIP$1,316
HOA dues$517
CDD assessment$0
Cash to close: ~$104,125 down · MIP financed
VA
$0 down
$27,305/mo
Principal & interest$20,876
Property tax (est.)$3,681
Insurance (est.)$2,231
VA fee (financed)$0
HOA dues$517
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $595,000
$22,779/mo
Principal & interest$16,349
Property tax (est.)$3,681
Insurance (est.)$2,231
PMI$0
HOA dues$517
CDD assessment$0
Cash to close: ~$595,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.78% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2020
Heated area5,285 sq ft
Lot size15,507 sq ft
SubdivisionPABLO CREEK RESERVE PHASE 2 & 2A
Parcel (RE#)167766-2525
Legal description57-49 37-3S-28E .36

Valuation · 2025

Value

Just / Market
$2,975,000
Assessed
$2,057,388
Taxable
$2,006,666
2025 Property Tax
$35,764
Homestead Exemption
Yes $50,722 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$1,551 / Quarterly
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2024-04-01 $2,615,000

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Public Records

Crime Reports Near 5244 COMMISSIONERS DR

44
incident reports recorded by the Jacksonville Sheriff's Office within 1 mile of Pablo Creek Reserve, the 12 months ending July 31, 2026.

This is an area figure, not a figure about 5244 COMMISSIONERS DR. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Pablo Creek Reserve? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Pablo Creek Reserve every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

On the Market

Homes for Sale in Pablo Creek Reserve

Other active MLS listings in Pablo Creek Reserve.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 5244 COMMISSIONERS DR?
The zoned public schools for 5244 COMMISSIONERS DR in Pablo Creek Reserve are Alimacani Elementary (elementary), Kernan MS (middle), Atlantic Coast HS (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 5244 COMMISSIONERS DR?
The most recent annual property tax for 5244 COMMISSIONERS DR is about $35,764 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 5244 COMMISSIONERS DR?
Homes in Pablo Creek Reserve have an HOA fee of about $1,551 per quarter (based on recent MLS listings).
When did 5244 COMMISSIONERS DR last sell?
5244 COMMISSIONERS DR last sold on April 1, 2024 for $2,615,000. Full sale history is shown on this page.
How big is 5244 COMMISSIONERS DR?
5244 COMMISSIONERS DR is a 5,285 sq ft home built in 2020 in Pablo Creek Reserve, Duval County, FL.
What would the monthly payment be on 5244 COMMISSIONERS DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 5244 COMMISSIONERS DR is roughly $22,779 with a conventional loan (20% down), $27,812 with FHA (3.5% down), or $27,305 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Pablo Creek Reserve HOA. Use the payment calculator on this page to adjust the numbers.
Is 5244 COMMISSIONERS DR in a safe area?
The HOA Collective does not rate addresses or neighborhoods as safe or unsafe and publishes no safety score. For the surrounding area, the Jacksonville Sheriff's Office recorded 44 incident reports within 1 mile of Pablo Creek Reserve, the community 5244 COMMISSIONERS DR sits in, during the 12 months ending July 31, 2026. Those are reports made to law enforcement rather than charges or convictions, they are recorded by hundred block rather than exact address, and the circle takes in streets and businesses unrelated to this home. The figure and its source are published at thehoacollective.com/communities/pablo-creek-reserve/5244-commissioners-dr.

Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.