Olde Sutton Forest

351 SUMMIT Dr

Orange Park, FL 32073
For Sale $369,000
5 bd · 4 ba · 2,790 sqft · Built 2006
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of FLORIDA UNITED REALTY GROUP LLC (floridaunitedrealtygroup@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

This could be your dream home with just a little TLC! Offering 5 bedrooms and 3.5 bathrooms, including a first-floor bedroom with direct access to a shared bath perfect for guests. The bathroom also features an exterior entrance, ideal for backyard BBQs. The spacious backyard provides plenty of room to entertain, and the upstairs includes a bright sunroom for relaxing or soaking in natural light. Bring your best offer!
SOLD AS IS, NO REPAIRS TO BE MADE BY SELLER

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $12,915
$3,130/mo
Principal & interest$2,328
Property tax (est.)$340
Insurance (est.)$277
FHA MIP$163
HOA dues$22
CDD assessment$0
Cash to close: ~$12,915 down · MIP financed
VA
$0 down
$3,061/mo
Principal & interest$2,422
Property tax (est.)$340
Insurance (est.)$277
VA fee (financed)$0
HOA dues$22
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $73,800
$2,536/mo
Principal & interest$1,897
Property tax (est.)$340
Insurance (est.)$277
PMI$0
HOA dues$22
CDD assessment$0
Cash to close: ~$73,800 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.55% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2006
Heated area2,790 sq ft
Lot size9,397 sq ft
Parcel (RE#)03-04-25-007865-009-47
Legal descriptionLOT 47 HAMMOCK GROVE AS REC O

Valuation · 2025

Value

Just / Market
$375,000
Assessed
$438,180
Taxable
$387,458
2025 Property Tax
$5,993
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$267 / Annually
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Olde Sutton Forest? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Olde Sutton Forest every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Olde Sutton Forest

Other active MLS listings in Olde Sutton Forest.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 351 SUMMIT Dr?
The zoned public schools for 351 SUMMIT Dr in Olde Sutton Forest are Argyle Elementary School (elementary), Oakleaf Junior High (middle), Oakleaf High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 351 SUMMIT Dr?
The most recent annual property tax for 351 SUMMIT Dr is about $5,993 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 351 SUMMIT Dr?
Homes in Olde Sutton Forest have an HOA fee of about $267 per year (based on recent MLS listings).
How big is 351 SUMMIT Dr?
351 SUMMIT Dr is a 2,790 sq ft home built in 2006 in Olde Sutton Forest, Clay County, FL.
What would the monthly payment be on 351 SUMMIT Dr?
At about a 6.66% 30-year rate, the estimated monthly payment for 351 SUMMIT Dr is roughly $2,536 with a conventional loan (20% down), $3,130 with FHA (3.5% down), or $3,061 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Olde Sutton Forest HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.