Odoms Mill

848 MILL STREAM RD

Ponte Vedra Beach, FL 32082
For Sale $899,000
5 bd · 4 ba · Built 1999
Bryce Spraggins — The HOA Collective
Schedule a Showing with Bryce

See this home in person — Bryce Spraggins, The HOA Collective.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KEARNEY REAL ESTATE SERVICES, (rob@kres.us). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

OPENN HOUSE SUNDAY 6/7/26 11-2PM

Spacious and open 5 bedroom and 4 bath home in Odom's Mill. Walk to elementary or middle school from this well designed home. Situated on an extremely private lot with no homes across the street, come enjoy the amenities of Odom's Mill. Community pool, tennis, basketball courts await.
Tile throughout most of the home with open kitchen, separate laundry room and bonus bedroom and full bath upstairs, give you and your family their own spaces. 5th bedroom is a den with glass french doors. Come enjoy Ponte Vedra Bch lifestyle

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $31,465
$7,575/mo
Principal & interest$5,574
Property tax (est.)$823
Insurance (est.)$674
FHA MIP$398
HOA dues$106
CDD assessment$0
Cash to close: ~$31,465 down · MIP financed
VA
$0 down
$7,402/mo
Principal & interest$5,798
Property tax (est.)$823
Insurance (est.)$674
VA fee (financed)$0
HOA dues$106
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $179,800
$6,145/mo
Principal & interest$4,541
Property tax (est.)$823
Insurance (est.)$674
PMI$0
HOA dues$106
CDD assessment$0
Cash to close: ~$179,800 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.38% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1999
SubdivisionOdoms Mill
Parcel (RE#)068442 3060
Legal description34/33-39 ODOMS MILL UNIT TWO PHASE III LOT 6 OR4010/1428 & 6329/1029(DM)

Valuation · 2025

Value

Just / Market
$900,000
Assessed
$485,151
Taxable
$434,429
2025 Property Tax
$6,011
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$638 / Semi-Annually
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1999-12-03

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Odoms Mill? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Odoms Mill every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Odoms Mill

Other active MLS listings in Odoms Mill.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 848 MILL STREAM RD?
The zoned public schools for 848 MILL STREAM RD in Odoms Mill are Ocean Palms Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 848 MILL STREAM RD?
The most recent annual property tax for 848 MILL STREAM RD is about $6,011 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 848 MILL STREAM RD?
Homes in Odoms Mill have an HOA fee of about $638 twice a year (based on recent MLS listings).
What would the monthly payment be on 848 MILL STREAM RD?
At about a 6.49% 30-year rate, the estimated monthly payment for 848 MILL STREAM RD is roughly $6,145 with a conventional loan (20% down), $7,575 with FHA (3.5% down), or $7,402 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Odoms Mill HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.