Odoms Mill

848 MILL STREAM RD

Ponte Vedra Beach, FL 32082
For Sale $879,000
Price cut $895,000 ↓ $16,000 (1.8%) Oct 7
5 bd · 4 ba · Built 1999
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KEARNEY REAL ESTATE SERVICES, (rob@kres.us). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

OPEN HOUSE SATURDAY 10/10 11am-3pm Spacious, Private & Welcoming Home in Odom's Mill Welcome to this spacious and beautifully designed 5-bedroom, 4-bath home in desirable Odom's Mill, where comfort, privacy, and the Ponte Vedra Bch lifestyle come together. Perfectly situated on an exceptionally private lot with no homes directly across the street, this home offers a peaceful setting while still being close to everything you love about the area. Enjoy the convenience of being able to walk to both the elementary and middle schools, making everyday life just a little easier. Inside, the open and inviting floor plan provides plenty of room for family and guests, with tile flooring throughout most of the home and a spacious kitchen that flows naturally into the living areas. A separate laundry adds everyday convenience, while the upstairs bonus space, with its own bedroom and full bath, offers a wonderful private retreat for guests, older children, or extended family.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $30,765
$7,887/mo
Principal & interest$5,929
Property tax (est.)$804
Insurance (est.)$659
FHA MIP$389
HOA dues$106
CDD assessment$0
Cash to close: ~$30,765 down · MIP financed
VA
$0 down
$7,737/mo
Principal & interest$6,168
Property tax (est.)$804
Insurance (est.)$659
VA fee (financed)$0
HOA dues$106
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $175,800
$6,400/mo
Principal & interest$4,830
Property tax (est.)$804
Insurance (est.)$659
PMI$0
HOA dues$106
CDD assessment$0
Cash to close: ~$175,800 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.38% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1999
SubdivisionOdoms Mill
Parcel (RE#)068442 3060
Legal description34/33-39 ODOMS MILL UNIT TWO PHASE III LOT 6 OR4010/1428 & 6329/1029(DM)

Valuation · 2025

Value

Just / Market
$875,000
Assessed
$485,151
Taxable
$434,429
2025 Property Tax
$6,011
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$638 / Semi-Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1999-12-03 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Odoms Mill? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Odoms Mill every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Odoms Mill

Other active MLS listings in Odoms Mill.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 848 MILL STREAM RD?
The zoned public schools for 848 MILL STREAM RD in Odoms Mill are Ocean Palms Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 848 MILL STREAM RD?
The most recent annual property tax for 848 MILL STREAM RD is about $6,011 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 848 MILL STREAM RD?
Homes in Odoms Mill have an HOA fee of about $638 twice a year (based on recent MLS listings).
What would the monthly payment be on 848 MILL STREAM RD?
At about a 7.32% 30-year rate, the estimated monthly payment for 848 MILL STREAM RD is roughly $6,400 with a conventional loan (20% down), $7,887 with FHA (3.5% down), or $7,737 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Odoms Mill HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.