Oceangate

193 OCEANGATE DR

Atlantic Beach, FL 32233
For Sale $295,000
3 bd · 2 ba · 1,415 sqft · Built 2016
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of SAVVY AVENUE, LLC. (moe@remoe.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Rare opportunity to own this freshly renovated townhome 1.5 miles from the ocean in Atlantic Beach! Just a short stroll or bike ride to get sand between your toes on this beautiful beach in Northeast Florida. Situated near the heart of Beaches Town Center where you can enjoy all the restaurants, shops, and night life. It's also just a short drive to Mayport Naval Station and highly-rated schools. This owner-occupant only community provides a well-maintained, friendly and stable neighborhood with a very low HOA fee and 2 assigned parking spaces per unit. Just completed a full interior renovation with all new paint, doors, lighting, and upgraded fixtures in kitchen and both bathrooms. The kitchen also has brand new stainless steel appliances. Don't miss out on your chance to own at the beach!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $10,325
$2,785/mo
Principal & interest$1,990
Property tax (est.)$318
Insurance (est.)$221
FHA MIP$130
HOA dues$125
CDD assessment$0
Cash to close: ~$10,325 down · MIP financed
VA
$0 down
$2,735/mo
Principal & interest$2,070
Property tax (est.)$318
Insurance (est.)$221
VA fee (financed)$0
HOA dues$125
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $59,000
$2,286/mo
Principal & interest$1,621
Property tax (est.)$318
Insurance (est.)$221
PMI$0
HOA dues$125
CDD assessment$0
Cash to close: ~$59,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.90% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2016
Heated area1,415 sq ft
Lot size1,634 sq ft
SubdivisionOCEANGATE
Parcel (RE#)173414-0390
Legal description68-36 38-2S-29E

Valuation · 2025

Value

Just / Market
$300,000
Assessed
$151,497
Taxable
$100,775
2025 Property Tax
$1,918
Homestead Exemption
Yes $50,722 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$125 / Monthly
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
City of Atlantic Beach Utilities
🚽 Sewer
City of Atlantic Beach Utilities

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Public Records

Crime Reports Near 193 OCEANGATE DR

52
incident reports recorded by the Jacksonville Sheriff's Office within 1 mile of Oceangate, the 12 months ending July 31, 2026.

This is an area figure, not a figure about 193 OCEANGATE DR. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Oceangate? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Oceangate every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

On the Market

Homes for Sale in Oceangate

Other active MLS listings in Oceangate.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 193 OCEANGATE DR?
The zoned public schools for 193 OCEANGATE DR in Oceangate are Neptune Beach Elementary (elementary), Mayport MS (middle), Duncan Fletcher HS (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 193 OCEANGATE DR?
The most recent annual property tax for 193 OCEANGATE DR is about $1,918 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 193 OCEANGATE DR?
Homes in Oceangate have an HOA fee of about $125 per month (based on recent MLS listings).
How big is 193 OCEANGATE DR?
193 OCEANGATE DR is a 1,415 sq ft home built in 2016 in Oceangate, Duval County, FL.
What would the monthly payment be on 193 OCEANGATE DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 193 OCEANGATE DR is roughly $2,286 with a conventional loan (20% down), $2,785 with FHA (3.5% down), or $2,735 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Oceangate HOA. Use the payment calculator on this page to adjust the numbers.
Is 193 OCEANGATE DR in a safe area?
The HOA Collective does not rate addresses or neighborhoods as safe or unsafe and publishes no safety score. For the surrounding area, the Jacksonville Sheriff's Office recorded 52 incident reports within 1 mile of Oceangate, the community 193 OCEANGATE DR sits in, during the 12 months ending July 31, 2026. Those are reports made to law enforcement rather than charges or convictions, they are recorded by hundred block rather than exact address, and the circle takes in streets and businesses unrelated to this home. The figure and its source are published at thehoacollective.com/communities/oceangate/193-oceangate-dr.

Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.