Ocean Ridge

4 OCEAN RIDGE CT

Ponte Vedra Beach, FL
For Sale $10,997,000
Price cut $11,900,000 ↓ $903,000 (7.6%) Oct 6
5 bd · 7 ba
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC. (kmgruters@aol.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Stunning PRIVATE GATED OCEAN FRONT estate in Ponte Vedra Beach, offering 150 feet of direct frontage and tucked within an exclusive double-gated cul-de-sac of just four homes in the highly sought-after Sawgrass Country Club community of Ocean Ridge. Every detail has been thoughtfully curated, from ocean views from almost every room to the 1,500-bottle wine cellar, as well as a private garage apartment overlooking the resort-style pool and spa. Interior finishes include vaulted tongue-and-groove ceilings, Castle Combe solid oak oiled wide-plank flooring, and beautifully executed shiplap walls throughout. The chef's kitchen is both functional and stunning, featuring premium Wolf appliances, a Sub-Zero refrigerator, and Calacatta marble countertops. The residence offers five generously sized bedrooms, each with its own ensuite, along with two additional

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $384,895
$100,983/mo
Principal & interest$74,174
Property tax (est.)$13,171
Insurance (est.)$8,248
FHA MIP$4,864
HOA dues$527
CDD assessment$0
Cash to close: ~$384,895 down · MIP financed
VA
$0 down
$99,112/mo
Principal & interest$77,166
Property tax (est.)$13,171
Insurance (est.)$8,248
VA fee (financed)$0
HOA dues$527
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $2,199,400
$82,379/mo
Principal & interest$60,433
Property tax (est.)$13,171
Insurance (est.)$8,248
PMI$0
HOA dues$527
CDD assessment$0
Cash to close: ~$2,199,400 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.70% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Parcel (RE#)066105 0040
Legal description20/36 THRU 38 OCEAN RIDGE SUB LOT 4 OR5402/585

Valuation

Value

Just / Market
$11,000,000
Assessed
—
Taxable
—
2025 Property Tax
$104,028
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$1,580 / Quarterly
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1989-01-01 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Ocean Ridge? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Ocean Ridge every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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Questions & Answers

Frequently Asked

What schools serve 4 OCEAN RIDGE CT?
The zoned public schools for 4 OCEAN RIDGE CT in Ocean Ridge are Ponte Vedra Palm Valley- Rawlings Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 4 OCEAN RIDGE CT?
The most recent annual property tax for 4 OCEAN RIDGE CT is about $104,028 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 4 OCEAN RIDGE CT?
Homes in Ocean Ridge have an HOA fee of about $1,580 per quarter (based on recent MLS listings).
What would the monthly payment be on 4 OCEAN RIDGE CT?
At about a 7.32% 30-year rate, the estimated monthly payment for 4 OCEAN RIDGE CT is roughly $82,379 with a conventional loan (20% down), $100,983 with FHA (3.5% down), or $99,112 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Ocean Ridge HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.