Murabella

913 E TERRANOVA WAY

Saint Augustine, FL 32092
For Sale $495,000
Price cut $500,000 ↓ $5,000 (1%) Aug 18
3 bd · 2 ba · Built 2005
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of WATSON REALTY CORP (ssharp@watsonrealtycorp.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Tucked away on a quiet street, this meticulously maintained 3-bed, 2-bath home offers the perfect blend of comfort, space, & Florida living! Situated on a generous .21-acre lot, you'll love the private backyard oasis, where mature trees, peaceful pond views, & plenty of space create the perfect setting to relax, entertain, or simply enjoy your own outdoor retreat. Inside, an inviting open floor plan features 10' ceilings, gleaming hardwood floors, tile in living areas, a separate dining room, & a versatile flex space perfect for a home office. The spacious kitchen showcases solid surface countertops, stainless steel appliances, breakfast bar, eat-in dining area, & a large walk-in pantry. The private split-bedroom layout includes a huge primary suite w/ backyard access, custom farm door, soaking tub, step-in shower, double vanities, & walk-in closet. Add'l features include custom closets in both bedrooms, water softener, security wiring, sprinklers front & back, transferable termite

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $17,325
$4,584/mo
Principal & interest$3,339
Property tax (est.)$416
Insurance (est.)$371
FHA MIP$219
HOA dues$7
CDD assessment$232
Cash to close: ~$17,325 down · MIP financed
VA
$0 down
$4,500/mo
Principal & interest$3,473
Property tax (est.)$416
Insurance (est.)$371
VA fee (financed)$0
HOA dues$7
CDD assessment$232
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $99,000
$3,746/mo
Principal & interest$2,720
Property tax (est.)$416
Insurance (est.)$371
PMI$0
HOA dues$7
CDD assessment$232
Cash to close: ~$99,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2005
SubdivisionMurabella
Parcel (RE#)028685 0580
Legal description52/16-42 MURABELLA UNIT 1 LOT 58 OR5677/1487

Valuation · 2025

Value

Just / Market
$500,000
Assessed
$361,891
Taxable
$361,891
2025 Property Tax
$4,875
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$80 / Annually
CDD Assessment
$2,785 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2005-01-26 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Murabella? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Murabella every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

Community Records

Murabella Documents

Covenants & Restrictions
Covenants & Restrictions · View →
RULES & COVENANTS
Covenants & Restrictions · View →
2nd Supplemental to CCRs
Covenants & Restrictions · View →
3rd Supplement to CCRs
Covenants & Restrictions · View →
Covenants and Restrictions
Covenants & Restrictions · View →
2nd Supplement Declaration of Covenants
Covenants & Restrictions · View →
3rd Supplement Declaration of Covenants
Covenants & Restrictions · View →
HOA 2nd Supplemental Dec to CCRs SF SB
Covenants & Restrictions · View →
Declaration of Convenants Conditions
Covenants & Restrictions · View →
Murabella Covenants & Restrictions
Covenants & Restrictions · View →
Covenants
Covenants & Restrictions · View →
DCCR&E for Murabella
Covenants & Restrictions · View →
Exhibit "E" to Covenants & Restrictions
Covenants & Restrictions · View →
Second Supplement to Covenants & Restric
Covenants & Restrictions · View →
Third Supplement to Covenants & Restrict
Covenants & Restrictions · View →
HOA CCR
Covenants & Restrictions · View →
CC&R
Covenants & Restrictions · View →
declaration of covenants, conditions...
Covenants & Restrictions · View →
Covenants and Restrictions 2 Supplement
Covenants & Restrictions · View →
2nd supplemental declaration
Covenants & Restrictions · View →
Covenants 3rd Supplement
Covenants & Restrictions · View →
3rd supplemental declaration
Covenants & Restrictions · View →
HOA Declaration
Covenants & Restrictions · View →
HOA Docs 2
Covenants & Restrictions · View →
Murabella CCR's
Covenants & Restrictions · View →
HOA Docs 3
Covenants & Restrictions · View →
HOA Docs 1
Covenants & Restrictions · View →
HOA Docs
Covenants & Restrictions · View →
CCR's
Covenants & Restrictions · View →
Murabella Covenants and Restrictions
Covenants & Restrictions · View →
Murabella HOA Declarations
Covenants & Restrictions · View →
HOA Declarations
Covenants & Restrictions · View →
Declarations and Covenants
Covenants & Restrictions · View →
Declaration Covenants & Restrictions
Covenants & Restrictions · View →
2nd Supplemental Dec to CCR/s,SF&Setback
Covenants & Restrictions · View →
3rd Supplemental Dec to CCR/s,SF&Setback
Covenants & Restrictions · View →
Murabella Covenants
Covenants & Restrictions · View →

On the Market

Homes for Sale in Murabella

Other active MLS listings in Murabella.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 913 E TERRANOVA WAY?
The zoned public schools for 913 E TERRANOVA WAY in Murabella are K-8 School Qq (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 913 E TERRANOVA WAY?
The most recent annual property tax for 913 E TERRANOVA WAY is about $4,875 (2025 tax year). Any CDD assessment is billed in addition.
Does 913 E TERRANOVA WAY have a CDD fee?
Yes. 913 E TERRANOVA WAY is in Murabella, a Community Development District (CDD) with an assessment of approximately $2,785 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 913 E TERRANOVA WAY?
Homes in Murabella have an HOA fee of about $80 per year (based on recent MLS listings).
What would the monthly payment be on 913 E TERRANOVA WAY?
At about a 7.32% 30-year rate, the estimated monthly payment for 913 E TERRANOVA WAY is roughly $3,746 with a conventional loan (20% down), $4,584 with FHA (3.5% down), or $4,500 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Murabella HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.