Longleaf Ranch

3120 LONGLEAF RANCH Cir

Middleburg, FL 32068
For Sale $419,000
Price cut $425,000 ↓ $6,000 (1.4%) Oct 2
4 bd · 2 ba · 2,848 sqft · Built 2006
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KALLAM REALTY GROUP PLLC (Bryan@KallamRG.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to Longleaf Ranch! This all-brick 4-bedroom, 2-bath home sits on nearly half an acre and backs to a conservation area, offering a private and peaceful backyard setting. The split-bedroom floor plan provides a comfortable layout, while the screened-in back lanai creates a great space to enjoy the outdoors. The backyard is a gardener's paradise, featuring a variety of established fruit trees and plenty of room for gardening and outdoor activities. Inside, the open kitchen offers plenty of cabinet and counter space and flows into the spacious great room, which features a cathedral ceiling and wood-burning fireplace.
The large owner's suite includes a private bath with a garden tub, double vanity, and walk-in shower. Additional updates include a roof replaced in 2020 and HVAC replaced in 2024 and new water heater. The property also offers a two car attached garage and two outdoor work sheds.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $14,665
$3,780/mo
Principal & interest$2,826
Property tax (est.)$432
Insurance (est.)$314
FHA MIP$185
HOA dues$22
CDD assessment$0
Cash to close: ~$14,665 down · MIP financed
VA
$0 down
$3,708/mo
Principal & interest$2,940
Property tax (est.)$432
Insurance (est.)$314
VA fee (financed)$0
HOA dues$22
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $83,800
$3,071/mo
Principal & interest$2,303
Property tax (est.)$432
Insurance (est.)$314
PMI$0
HOA dues$22
CDD assessment$0
Cash to close: ~$83,800 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.69% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2006
Heated area2,076 sq ft
Lot size19,732 sq ft
SubdivisionLONGLEAF RANCH
Parcel (RE#)33-05-24-006743-000-23
Legal descriptionLOT 23 LONGLEAF RANCH AS REC O

Valuation · 2025

Value

Just / Market
$425,000
Assessed
$137,253
Taxable
$86,531
2025 Property Tax
$1,464
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$269 / Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Longleaf Ranch? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Longleaf Ranch every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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Questions & Answers

Frequently Asked

What schools serve 3120 LONGLEAF RANCH Cir?
The zoned public schools for 3120 LONGLEAF RANCH Cir in Longleaf Ranch are Middleburg Elementary School (elementary), Wilkinson Junior High School (middle), Middleburg High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 3120 LONGLEAF RANCH Cir?
The most recent annual property tax for 3120 LONGLEAF RANCH Cir is about $1,464 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 3120 LONGLEAF RANCH Cir?
Homes in Longleaf Ranch have an HOA fee of about $269 per year (based on recent MLS listings).
How big is 3120 LONGLEAF RANCH Cir?
3120 LONGLEAF RANCH Cir is a 2,076 sq ft home built in 2006 in Longleaf Ranch, Clay County, FL.
What would the monthly payment be on 3120 LONGLEAF RANCH Cir?
At about a 7.32% 30-year rate, the estimated monthly payment for 3120 LONGLEAF RANCH Cir is roughly $3,071 with a conventional loan (20% down), $3,780 with FHA (3.5% down), or $3,708 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Longleaf Ranch HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.