Julington Creek Plantation

4025 LONICERA LOOP

Saint Johns, FL 32259
For Sale $559,000
4 bd · 3 ba · Built 2005
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (cari.bishop@cirefc.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Character, charm and a thoughtful layout blend together in this four-bedroom, three-bathroom home. Offering 2584 square feet, a dedicated office, three car garage, oversized screened lanai, built-in book shelves and three car garage provides room to work, gather and unwind. The high ceilings and architectural arches add personality while the large windows invite natural light in the main living space. The kitchen features granite countertops, stainless appliances generous wood cabinets, a pantry and a breakfast nook opening to the living area. The split-bedroom floor plan offers privacy and flexibility. The primary suite includes a sitting area, walk in closet, spacious bathroom and garden tub for soaking or enjoying a spa day at home. Two secondary bedrooms share a bathroom with separate sinks, while the fourth bedroom is conveniently located near the third full bath. Enjoy the screened lanai with a privacy fence and mature trees, The over sized driveway and three car garage makes

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $19,565
$5,020/mo
Principal & interest$3,770
Property tax (est.)$491
Insurance (est.)$419
FHA MIP$247
HOA dues$32
CDD assessment$61
Cash to close: ~$19,565 down · MIP financed
VA
$0 down
$4,925/mo
Principal & interest$3,923
Property tax (est.)$491
Insurance (est.)$419
VA fee (financed)$0
HOA dues$32
CDD assessment$61
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $111,800
$4,074/mo
Principal & interest$3,072
Property tax (est.)$491
Insurance (est.)$419
PMI$0
HOA dues$32
CDD assessment$61
Cash to close: ~$111,800 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.39% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2005
SubdivisionJulington Creek Plantation
Parcel (RE#)249540 6390
Legal description41/83-91 JULINGTON CREEK PLANTATION PARCEL 56 PHASE 1 LOT 639 OR3738/805 & 5670/165(Q/C)

Valuation · 2025

Value

Just / Market
$550,000
Assessed
$469,958
Taxable
$419,236
2025 Property Tax
$5,807
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$380 / Annually
CDD Assessment
$727 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2002-01-15 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Julington Creek Plantation? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Julington Creek Plantation every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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On the Market

Homes for Sale in Julington Creek Plantation

Other active MLS listings in Julington Creek Plantation.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 4025 LONICERA LOOP?
The zoned public schools for 4025 LONICERA LOOP in Julington Creek Plantation are Durbin Creek Elementary School (elementary), Fruit Cove Middle School (middle), Creekside High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 4025 LONICERA LOOP?
The most recent annual property tax for 4025 LONICERA LOOP is about $5,807 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 4025 LONICERA LOOP have a CDD fee?
Yes. 4025 LONICERA LOOP is in Julington Creek Plantation, a Community Development District (CDD) with an assessment of approximately $727 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 4025 LONICERA LOOP?
Homes in Julington Creek Plantation have an HOA fee of about $380 per year (based on recent MLS listings).
What would the monthly payment be on 4025 LONICERA LOOP?
At about a 7.32% 30-year rate, the estimated monthly payment for 4025 LONICERA LOOP is roughly $4,074 with a conventional loan (20% down), $5,020 with FHA (3.5% down), or $4,925 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Julington Creek Plantation HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.