Innlet Beach

97 VERANDA CT

Ponte Vedra Beach, FL 32082
For Sale $529,900
Price cut $535,000 ↓ $5,100 (1%) Oct 1
4 bd · 4 ba · 3,650 sqft · Built 1978
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of HOUSE & HAVEN (roberta@houseandhavenrealty.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

This stunning pool home is situated on a desirable corner lot, and just one house away from the cul-de-sac, offering privacy and space. The home features 4 bedrooms, and 3.5 bathrooms, including a versatile bedroom that can also function as a private home office with its own full bathroom and private door providing direct access to the pool area. Upstairs, an additional private room with its own half bathroom offers flexible space for a guest room, playroom or private retreat. Updates include new carpet installed in 2024, a roof replaced in 2021, HVAC and water heater replaced in 2022. The primary bedroom is privately positioned away from the additional bedrooms and features his-and-hers closets and a spacious ensuite bathroom, and direct access to the sunroom through a private door. Two additional bedrooms share a conveniently designed Jack-and Jill-style bathroom with direct access from each bedroom. The kitchen offers modern app

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $18,547
$4,786/mo
Principal & interest$3,574
Property tax (est.)$480
Insurance (est.)$397
FHA MIP$234
HOA dues$100
CDD assessment$0
Cash to close: ~$18,547 down · MIP financed
VA
$0 down
$4,696/mo
Principal & interest$3,718
Property tax (est.)$480
Insurance (est.)$397
VA fee (financed)$0
HOA dues$100
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $105,980
$3,889/mo
Principal & interest$2,912
Property tax (est.)$480
Insurance (est.)$397
PMI$0
HOA dues$100
CDD assessment$0
Cash to close: ~$105,980 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.44% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1978
SubdivisionInnlet Beach
Parcel (RE#)061842 0120
Legal description12-73 74 75 INNLET BCH UNIT 4 LOT 12 BLK 2 OR6375/

Valuation · 2025

Value

Just / Market
$525,000
Assessed
$225,184
Taxable
$174,462
2025 Property Tax
$2,509
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$600 / Semi-Annually
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1978-01-01 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Innlet Beach? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Innlet Beach every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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On the Market

Homes for Sale in Innlet Beach

Other active MLS listings in Innlet Beach.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 97 VERANDA CT?
The zoned public schools for 97 VERANDA CT in Innlet Beach are Ponte Vedra Palm Valley- Rawlings Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 97 VERANDA CT?
The most recent annual property tax for 97 VERANDA CT is about $2,509 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 97 VERANDA CT?
Homes in Innlet Beach have an HOA fee of about $600 twice a year (based on recent MLS listings).
What would the monthly payment be on 97 VERANDA CT?
At about a 7.32% 30-year rate, the estimated monthly payment for 97 VERANDA CT is roughly $3,889 with a conventional loan (20% down), $4,786 with FHA (3.5% down), or $4,696 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Innlet Beach HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.