Ilha Bela

310 S 2ND ST 4

Jacksonville Beach, FL 32250
For Sale $650,000
3 bd · 4 ba · 2,037 sqft · Built 2005
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (hollyreaves@reavesrealty.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Perfectly tucked away east of A1A and just two blocks from the beach, this 3-bedroom, 3.5-bath townhome-style condo offers the space and functionality of a home with the ease of coastal condo living. A lush tropical walkway creates an inviting approach to your front door, while an attached 2-car garage with EV charger and utility sink keeps vehicles, bikes and beach gear safely tucked away. The entry level features a private guest suite with ensuite bath and walk-in closet, along with the laundry area, an ideal setup for overnight guests. With no carpet throughout, wood and tile flooring make coming home from a day on the sand and surf that much easier. Upstairs, tall ceilings and abundant natural light enhance the open-concept main living level. The kitchen is equipped with granite countertops, stainless steel appliances, generous cabinetry, an island with cooktop and breakfast bar, all opening to the living and dining areas. Plantation shutters add to the coastal feel,

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $22,750
$6,276/mo
Principal & interest$4,384
Property tax (est.)$794
Insurance (est.)$244
FHA MIP$287
HOA dues$567
CDD assessment$0
Cash to close: ~$22,750 down · MIP financed
VA
$0 down
$6,166/mo
Principal & interest$4,561
Property tax (est.)$794
Insurance (est.)$244
VA fee (financed)$0
HOA dues$567
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $130,000
$5,177/mo
Principal & interest$3,572
Property tax (est.)$794
Insurance (est.)$244
PMI$0
HOA dues$567
CDD assessment$0
Cash to close: ~$130,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.90% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeCondominium
Year built2005
Heated area2,037 sq ft
Lot size459 sq ft
SubdivisionILHA BELA
Parcel (RE#)173914-0268
Legal description33-2S-29E

Valuation · 2025

Value

Just / Market
$650,000
Assessed
$461,525
Taxable
$410,803
2025 Property Tax
$7,791
Homestead Exemption
Yes $50,722 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$1,700 / Quarterly
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2024-11-01 $702,500

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Beaches Energy Services
💧 Water
City of Jacksonville Beach
🚽 Sewer
City of Jacksonville Beach

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Public Records

Crime Reports Near 310 S 2ND ST 4

40
incident reports recorded by the Jacksonville Sheriff's Office within 1 mile of Ilha Bela, the 12 months ending July 31, 2026.

This is an area figure, not a figure about 310 S 2ND ST 4. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Ilha Bela? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Ilha Bela every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

Questions & Answers

Frequently Asked

What schools serve 310 S 2ND ST 4?
The zoned public schools for 310 S 2ND ST 4 in Ilha Bela are Seabreeze Elementary (elementary), Duncan U Fletcher MS (middle), Duncan Fletcher HS (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 310 S 2ND ST 4?
The most recent annual property tax for 310 S 2ND ST 4 is about $7,791 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 310 S 2ND ST 4?
Homes in Ilha Bela have an HOA fee of about $1,700 per quarter (based on recent MLS listings).
When did 310 S 2ND ST 4 last sell?
310 S 2ND ST 4 last sold on November 1, 2024 for $702,500. Full sale history is shown on this page.
How big is 310 S 2ND ST 4?
310 S 2ND ST 4 is a 2,037 sq ft home built in 2005 in Ilha Bela, Duval County, FL.
What would the monthly payment be on 310 S 2ND ST 4?
At about a 7.32% 30-year rate, the estimated monthly payment for 310 S 2ND ST 4 is roughly $5,177 with a conventional loan (20% down), $6,276 with FHA (3.5% down), or $6,166 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Ilha Bela HOA. Use the payment calculator on this page to adjust the numbers.
Is 310 S 2ND ST 4 in a safe area?
The HOA Collective does not rate addresses or neighborhoods as safe or unsafe and publishes no safety score. For the surrounding area, the Jacksonville Sheriff's Office recorded 40 incident reports within 1 mile of Ilha Bela, the community 310 S 2ND ST 4 sits in, during the 12 months ending July 31, 2026. Those are reports made to law enforcement rather than charges or convictions, they are recorded by hundred block rather than exact address, and the circle takes in streets and businesses unrelated to this home. The figure and its source are published at thehoacollective.com/communities/ilha-bela/310-s-2nd-st-4.

Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.