Hidden Oaks

104 OAK VIEW CIR

Ponte Vedra Beach, FL 32082
For Sale $775,000
Price cut $795,000 ↓ $20,000 (2.5%) Oct 2 · reduced 2×
4 bd · 3 ba · Built 1994
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (casey.johnson@floridanetworkrealty.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to 104 Oak View Circle, a beautifully updated 4-bedroom, 3-bath home offering 2,203 square feet of timeless coastal elegance in the heart of Ponte Vedra Beach. Nestled within a quiet, secluded enclave of homes, this residence blends refined finishes with a relaxed, beach-inspired lifestyle.

Inside, you'll find tasteful, modern updates throughout, including a stunning kitchen with shaker-style cabinetry and an inviting open layout that flows seamlessly into the vaulted living room. A formal living room or office and a separate dining space provide flexibility for both everyday living and entertaining. The split-bedroom floor plan ensures privacy, with the fourth bedroom and third full bath located upstairs--perfect for guests or a private retreat.

The primary suite is a true sanctuary, featuring a beautifully renovated bathroom with Carrera marble, a freestanding soaking tub, and elegant, spa-like finishes. A passthrough electric fireplace adds warmth and ambiance, connecting

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $27,125
$6,940/mo
Principal & interest$5,227
Property tax (est.)$683
Insurance (est.)$581
FHA MIP$343
HOA dues$105
CDD assessment$0
Cash to close: ~$27,125 down · MIP financed
VA
$0 down
$6,808/mo
Principal & interest$5,438
Property tax (est.)$683
Insurance (est.)$581
VA fee (financed)$0
HOA dues$105
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $155,000
$5,628/mo
Principal & interest$4,259
Property tax (est.)$683
Insurance (est.)$581
PMI$0
HOA dues$105
CDD assessment$0
Cash to close: ~$155,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1994
SubdivisionHidden Oaks
Parcel (RE#)061519 1190
Legal description25/67-70 HIDDEN OAKS LOT 19 OR3940/1357 &4106/289(F/J) &4189/442(Q/C) & 5685/709(Q/C)

Valuation · 2025

Value

Just / Market
$775,000
Assessed
$657,818
Taxable
$657,818
2025 Property Tax
$8,861
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$315 / Quarterly
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1994-04-29 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Hidden Oaks? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Hidden Oaks every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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On the Market

Homes for Sale in Hidden Oaks

Other active MLS listings in Hidden Oaks.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 104 OAK VIEW CIR?
The zoned public schools for 104 OAK VIEW CIR in Hidden Oaks are Ponte Vedra Palm Valley- Rawlings Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 104 OAK VIEW CIR?
The most recent annual property tax for 104 OAK VIEW CIR is about $8,861 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 104 OAK VIEW CIR?
Homes in Hidden Oaks have an HOA fee of about $315 per quarter (based on recent MLS listings).
What would the monthly payment be on 104 OAK VIEW CIR?
At about a 7.32% 30-year rate, the estimated monthly payment for 104 OAK VIEW CIR is roughly $5,628 with a conventional loan (20% down), $6,940 with FHA (3.5% down), or $6,808 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Hidden Oaks HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.