Community

Harbor Island

Fleming Island, Clay County, FL

Overview

Community Information

This is the official information hub for Harbor Island. Below you'll find recorded covenants and restrictions, plats, and current board officers.

Homes & Addresses
302 home(s)
Documents & Records
1 item(s)
Board Officers
6 listed
How It Works
The brokerage built for your community

Location

Map of Harbor Island

Harbor Island is in Fleming Island, Clay County, Florida. Each pin is one of the 302 homes on record — select a pin to open that property's page.

Parcel locations from the county property appraiser. Boundaries are approximate — confirm any lot line with the recorded plat. See all communities on one map →

Schools

Schools Zoned for Harbor Island

Harbor Island straddles more than one attendance boundary — the homes are split between the schools below.

Montclair Elementary School Elementary · 211 homes
Fleming Island Elementary School Elementary · 91 homes
Lakeside Junior High School Middle · 165 homes
Orange Park Junior High School Middle · 137 homes
Orange Park High School High · 296 homes
Fleming Island High School High · 6 homes

Zoned public schools from county attendance boundaries — magnet and school-choice options may also apply, and boundaries are redrawn periodically. Confirm enrollment with the school district.

Public Records

Is Harbor Island Safe? Crime Reports Near Harbor Island

The HOA Collective does not rate neighborhoods and does not publish a safety score. Harbor Island is in Clay County, and the Clay County Sheriff's Office does not publish an open incident dataset, so we publish no incident counts here. Reported incidents for this area can be looked up directly at the sources below.

Management

Community Management

This community appears to be self-managed — no professional management company is on file with the state. See the Board Officers below.

Homes

Homes & Addresses

All 302 homes in Harbor Island. Search an address to open its property details, valuation, and sale history.

1200 STERN Way 2,079 sqft · Built 1999 1203 STERN Way 1,996 sqft · Built 1998 1204 STERN Way 2,334 sqft · Built 1999 1207 STERN Way 1,764 sqft · Built 1999 1208 STERN Way 2,102 sqft · Built 1998 1211 STERN Way 1,764 sqft · Built 1999 1212 STERN Way 1,906 sqft · Built 1999 1215 STERN Way 1,770 sqft · Built 1999 1216 STERN Way 1,988 sqft · Built 1999 1219 STERN Way 1,770 sqft · Built 1999 1220 STERN Way 1,736 sqft · Built 1999 1223 STERN Way 1,727 sqft · Built 1999 1224 STERN Way 1,910 sqft · Built 1999 1227 STERN Way 1,609 sqft · Built 1999 1228 STERN Way 1,791 sqft · Built 1999 1250 PIRATES COVE Ln 1,947 sqft · Built 1996 1251 PIRATES COVE Ln 1,744 sqft · Built 1997 1255 PIRATES COVE Ln 2,039 sqft · Built 1996 1256 PIRATES COVE Ln 2,141 sqft · Built 1996 1260 PIRATES COVE Ln 1,910 sqft · Built 1996 1264 PIRATES COVE Ln 1,596 sqft · Built 1997 1267 PIRATES COVE Ln 1,898 sqft · Built 1996 1268 PIRATES COVE Ln 1,469 sqft · Built 1996 1271 PIRATES COVE Ln 1,852 sqft · Built 1998 1272 PIRATES COVE Ln 2,082 sqft · Built 1996 1275 PIRATES COVE Ln 1,720 sqft · Built 1996 1276 PIRATES COVE Ln 2,028 sqft · Built 1996 1279 PIRATES COVE Ln 2,082 sqft · Built 1996 1280 PIRATES COVE Ln 2,171 sqft · Built 1996 1281 PIRATES COVE Ln 2,197 sqft · Built 1996 1300 PORTSIDE Dr 2,224 sqft · Built 1995 1301 PORTSIDE Dr 1,756 sqft · Built 1996 1304 PORTSIDE Dr 1,913 sqft · Built 1995 1305 PORTSIDE Dr 1,868 sqft · Built 1996 1308 PORTSIDE Dr 1,999 sqft · Built 1995 1309 PORTSIDE Dr 2,055 sqft · Built 1996 1312 PORTSIDE Dr 1,790 sqft · Built 1995 1313 PORTSIDE Dr 2,052 sqft · Built 1996 1317 PORTSIDE Dr 1,750 sqft · Built 1997 1318 PORTSIDE Dr 2,062 sqft · Built 1997 1321 PORTSIDE Dr 2,024 sqft · Built 1997 1322 PORTSIDE Dr 2,218 sqft · Built 1996 1325 PORTSIDE Dr 1,678 sqft · Built 1996 1326 PORTSIDE Dr 1,708 sqft · Built 1996 1329 PORTSIDE Dr 1,425 sqft · Built 1997 1330 PORTSIDE Dr 1,761 sqft · Built 1996 1333 PORTSIDE Dr 1,781 sqft · Built 1997 1334 PORTSIDE Dr 1,469 sqft · Built 1996 1337 PORTSIDE Dr 1,781 sqft · Built 1997 1338 PORTSIDE Dr 1,708 sqft · Built 1996 1341 PORTSIDE Dr 1,708 sqft · Built 1996 1342 PORTSIDE Dr 1,959 sqft · Built 1995 1345 PORTSIDE Dr 2,055 sqft · Built 1996 1346 PORTSIDE Dr 2,008 sqft · Built 1995 1349 PORTSIDE Dr 2,082 sqft · Built 1996 1350 PORTSIDE Dr 1,708 sqft · Built 1996 1351 KEEL Ct 2,038 sqft · Built 1998 1352 KEEL Ct 2,302 sqft · Built 1998 1355 KEEL Ct 2,039 sqft · Built 1998 1356 KEEL Ct 2,102 sqft · Built 1998

Rules & Records

Harbor Island HOA Rules, Covenants & Documents

The rules for Harbor Island are laid out in its recorded covenants and restrictions — the CC&Rs, their amendments, and the bylaws. Below are the copies we have on file, free to read or download.

Covenants & Restrictions

Declaration of Covenants, Conditions & Restrictions — O 1554/1371

Book/Page: O 1554/1371 Recorded: 1995-06-14

View document →

Leadership

Board Officers

Treasurer
HEEMSTRA DAMON
Vice President / President / Director
GRESS LARRY
Director
LOPEZ LINDA
President / Secretary
Buckland George
Director
BERRIOS CARLOS
Secretary / Chairman
LOCKHART DIANE
Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Harbor Island? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Harbor Island every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

904-747-1HOAcall or text bryce@thehoacollective.com
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Questions & Answers

Frequently Asked

What county is Harbor Island in?
Harbor Island is an HOA community in Clay County, Florida, with 302 homes.
What is the HOA fee in Harbor Island?
The HOA fee in Harbor Island is approximately $270 per year, based on recent MLS listings. Dues can vary by lot — confirm with the association.
Where can I find Harbor Island's CC&Rs and HOA documents?
Recorded governing documents for Harbor Island — CC&Rs, amendments, and plats — are published by The HOA Collective and available in the Documents & Records section of the Harbor Island community page at thehoacollective.com/communities/harbor-island.
What schools are zoned for Harbor Island?
Homes in Harbor Island are zoned for elementary: Montclair Elementary School (211 homes) and Fleming Island Elementary School (91 homes); middle: Lakeside Junior High School (165 homes) and Orange Park Junior High School (137 homes); high: Orange Park High School (296 homes) and Fleming Island High School (6 homes). Harbor Island straddles more than one attendance boundary, so zoning varies by address. Zoning comes from county attendance boundaries and is redrawn periodically — per-address zoning is listed on each property page at thehoacollective.com/communities/harbor-island.
What are the HOA rules in Harbor Island?
The rules for Harbor Island are set out in its recorded covenants and restrictions (CC&Rs), along with any amendments and the bylaws — these cover things like fences, parking, exterior changes and rentals. The copies on file are free to read in the Rules & Records section of the Harbor Island community page at thehoacollective.com/communities/harbor-island.
How much are property taxes in Harbor Island?
The median property-tax bill in Harbor Island is about $2,808 for 2025, based on 278 homes on the county tax roll. Most homes fall between $1,884 and $4,901. Your bill depends on assessed value and exemptions — homesteaded owners typically pay less.
When was Harbor Island built?
Most homes in Harbor Island were built between 1996 and 2001, with the typical home dating to 1998, according to county property records. The oldest home on record dates to 1995.
Where is Harbor Island?
Harbor Island is in Fleming Island, Clay County, Florida. It has 302 homes on record. An interactive map showing every home in the community is on the Harbor Island community page at thehoacollective.com/communities/harbor-island.
Where can I look up crime reports near Harbor Island?
Harbor Island is in Clay County, Florida. The Clay County Sheriff's Office does not publish an open incident dataset, so The HOA Collective publishes no incident counts for Harbor Island. Links to the agency's own records, and to any map it contributes to, are published on the Harbor Island community page at thehoacollective.com/communities/harbor-island.