Gately Oaks Unit Four

12464 S GATELY RD

Jacksonville, FL 32225
For Sale $540,000
4 bd · 2 ba · 2,617 sqft · Built 1990
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (Marc.Fagan@FloridaNetworkRealty.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Beautifully updated and move-in ready, this all-brick 4-bedroom, 2-bathroom home offers 2,322 square feet of spacious, comfortable living with two standout features--the beautifully updated kitchen and stunning primary bathroom. At the center of the home is the updated kitchen, creating a natural gathering place for everyday living and entertaining. Fresh, modern and inviting, it connects effortlessly with the home's multiple living and entertaining spaces, making it the true centerpiece of the floor plan. The primary suite offers another impressive highlight with an amazingly renovated bathroom that feels like your own private spa retreat. Stylish finishes and a fresh, modern design make this a space you'll look forward to enjoying every day. The secondary bathroom has also been beautifully updated, adding to the move-in-ready appeal. The enclosed lanai extends the living space and provides the perfect year-round setting for morning coffee, relaxing evenings, game days or

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $18,900
$4,906/mo
Principal & interest$3,642
Property tax (est.)$620
Insurance (est.)$405
FHA MIP$239
HOA dues$0
CDD assessment$0
Cash to close: ~$18,900 down · MIP financed
VA
$0 down
$4,814/mo
Principal & interest$3,789
Property tax (est.)$620
Insurance (est.)$405
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $108,000
$3,992/mo
Principal & interest$2,968
Property tax (est.)$620
Insurance (est.)$405
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$108,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.82% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1990
Heated area2,617 sq ft
Lot size11,584 sq ft
SubdivisionGATELY OAKS UNIT 01
Parcel (RE#)162191-5170
Legal description46-10 11-2S-28E

Valuation · 2025

Value

Just / Market
$550,000
Assessed
$420,074
Taxable
$369,352
2025 Property Tax
$6,716
Homestead Exemption
Yes $50,722 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Public Records

Crime Reports Near 12464 S GATELY RD

70
incident reports recorded by the Jacksonville Sheriff's Office within 1 mile of Gately Oaks Unit Four, the 12 months ending July 31, 2026.

This is an area figure, not a figure about 12464 S GATELY RD. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Gately Oaks Unit Four? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Gately Oaks Unit Four every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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Questions & Answers

Frequently Asked

What schools serve 12464 S GATELY RD?
The zoned public schools for 12464 S GATELY RD in Gately Oaks Unit Four are Sabal Palm Elementary (elementary), Landmark MS (middle), Sandalwood HS (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 12464 S GATELY RD?
The most recent annual property tax for 12464 S GATELY RD is about $6,716 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
How big is 12464 S GATELY RD?
12464 S GATELY RD is a 2,617 sq ft home built in 1990 in Gately Oaks Unit Four, Duval County, FL.
What would the monthly payment be on 12464 S GATELY RD?
At about a 7.32% 30-year rate, the estimated monthly payment for 12464 S GATELY RD is roughly $3,992 with a conventional loan (20% down), $4,906 with FHA (3.5% down), or $4,814 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Gately Oaks Unit Four HOA. Use the payment calculator on this page to adjust the numbers.
Is 12464 S GATELY RD in a safe area?
The HOA Collective does not rate addresses or neighborhoods as safe or unsafe and publishes no safety score. For the surrounding area, the Jacksonville Sheriff's Office recorded 70 incident reports within 1 mile of Gately Oaks Unit Four, the community 12464 S GATELY RD sits in, during the 12 months ending July 31, 2026. Those are reports made to law enforcement rather than charges or convictions, they are recorded by hundred block rather than exact address, and the circle takes in streets and businesses unrelated to this home. The figure and its source are published at thehoacollective.com/communities/gately-oaks-unit-four/12464-s-gately-rd.

Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.