Durbin Crossing Townhomes

440 SERVIA DR

Saint Johns, FL 32259
For Sale $264,999
2 bd · 3 ba · 1,702 sqft · Built 2018
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of WATSON REALTY CORP (jlederman@watsonrealtycorp.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

SELLER GIVING $10K INCENTIVE for prepaids and buy down with full price offer! Remarkable FURNISHED Townhome in Palisades at Durbin Crossing. 2bd 2.5bth with 1346sqft of bright living space. Kitchen looks and feels new with stainless appliances. The kitchen opens directly into the living space for easy entertainment with guests and family. Back patio allows for enjoyment of evening sunsets outside and view of the protected wooded area behind you. Upstairs you'll find two seperate sizeable bedrooms, each with own walk in closet. Bathrooms feature tub shower combo and large vanity area. Access to Durbin Creek Plantation amenities. Close to shopping and top rated schools of St. John's County. Short drive to the Jacksonville Beaches. Your new home awaits! Priced for investors looking to grow their portfolio too. Not working with an agent? Call us for your showing to see this gorgeous townhome. Seller extremly realistic in pricing for the current market to spark quick sale and move in!!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $9,275
$2,489/mo
Principal & interest$1,787
Property tax (est.)$215
Insurance (est.)$199
FHA MIP$117
HOA dues$63
CDD assessment$107
Cash to close: ~$9,275 down · MIP financed
VA
$0 down
$2,443/mo
Principal & interest$1,859
Property tax (est.)$215
Insurance (est.)$199
VA fee (financed)$0
HOA dues$63
CDD assessment$107
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $53,000
$2,040/mo
Principal & interest$1,456
Property tax (est.)$215
Insurance (est.)$199
PMI$0
HOA dues$63
CDD assessment$107
Cash to close: ~$53,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.47% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family Townhouse
Year built2018
SubdivisionDurbin Crossing Townhomes
Parcel (RE#)009625 0820
Legal description84/16-22 DURBIN CROSSING TOWNHOMES PHASE III LOT 82 OR4620/1020

Valuation · 2025

Value

Just / Market
$275,000
Assessed
$179,706
Taxable
$128,984
2025 Property Tax
$1,897
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$760 / Annually
CDD Assessment
$1,286 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2018-09-27 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Durbin Crossing Townhomes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Durbin Crossing Townhomes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

On the Market

Homes for Sale in Durbin Crossing Townhomes

Other active MLS listings in Durbin Crossing Townhomes.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 440 SERVIA DR?
The zoned public schools for 440 SERVIA DR in Durbin Crossing Townhomes are Durbin Creek Elementary School (elementary), Fruit Cove Middle School (middle), Creekside High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 440 SERVIA DR?
The most recent annual property tax for 440 SERVIA DR is about $1,897 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 440 SERVIA DR have a CDD fee?
Yes. 440 SERVIA DR is in Durbin Crossing Townhomes, a Community Development District (CDD) with an assessment of approximately $1,286 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 440 SERVIA DR?
Homes in Durbin Crossing Townhomes have an HOA fee of about $760 per year (based on recent MLS listings).
What would the monthly payment be on 440 SERVIA DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 440 SERVIA DR is roughly $2,040 with a conventional loan (20% down), $2,489 with FHA (3.5% down), or $2,443 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Durbin Crossing Townhomes HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.