Durbin Crossing South

121 CHATSWORTH DR

Saint Johns, FL 32259
For Sale $910,000
Price cut $950,000 ↓ $40,000 (4.2%) Sep 1
5 bd · 4 ba · Built 2013
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (garrison@sanborngroupjax.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

This meticulously renovated 5br residence offers a premier location within Durbin Crossing in the heart of St. Johns. Not only does it boast quick and easy interstate access, walking distance to the amenity center AND one of the highest rated K-8 schools, it also has relaxing rear water views - making this an excellent location. Inside there are upgrades at every turn. The kitchen was fully renovated in 2024 to include new kitchen cabinetry, under cabinet lighting, waterfall Quartz, and a $15,000 Zline 60'' Refrigerator to start. A thoughtfully laid out floor plan allows for 3 bedrooms/2 baths on the left side of the house, a dedicated office placed at the entry, and the beautiful master suite with an oversized walk-in closet to the right side of the home.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $31,850
$8,314/mo
Principal & interest$6,138
Property tax (est.)$835
Insurance (est.)$683
FHA MIP$402
HOA dues$6
CDD assessment$251
Cash to close: ~$31,850 down · MIP financed
VA
$0 down
$8,160/mo
Principal & interest$6,385
Property tax (est.)$835
Insurance (est.)$683
VA fee (financed)$0
HOA dues$6
CDD assessment$251
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $182,000
$6,775/mo
Principal & interest$5,001
Property tax (est.)$835
Insurance (est.)$683
PMI$0
HOA dues$6
CDD assessment$251
Cash to close: ~$182,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.38% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2013
SubdivisionDurbin Crossing South
Parcel (RE#)009635 0140
Legal description59/73-100 DURBIN CROSSING SOUTH PHASE 1 LOT 14 OR4342/1024

Valuation · 2025

Value

Just / Market
$900,000
Assessed
$475,040
Taxable
$424,318
2025 Property Tax
$5,875
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$67 / Annually
CDD Assessment
$3,015 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2006-12-12 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Durbin Crossing South? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Durbin Crossing South every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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On the Market

Homes for Sale in Durbin Crossing South

Other active MLS listings in Durbin Crossing South.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 121 CHATSWORTH DR?
The zoned public schools for 121 CHATSWORTH DR in Durbin Crossing South are Durbin Creek Elementary School (elementary), Fruit Cove Middle School (middle), Creekside High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 121 CHATSWORTH DR?
The most recent annual property tax for 121 CHATSWORTH DR is about $5,875 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 121 CHATSWORTH DR have a CDD fee?
Yes. 121 CHATSWORTH DR is in Durbin Crossing South, a Community Development District (CDD) with an assessment of approximately $3,015 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 121 CHATSWORTH DR?
Homes in Durbin Crossing South have an HOA fee of about $67 per year (based on recent MLS listings).
What would the monthly payment be on 121 CHATSWORTH DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 121 CHATSWORTH DR is roughly $6,775 with a conventional loan (20% down), $8,314 with FHA (3.5% down), or $8,160 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Durbin Crossing South HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.