Doctors Lake

3055 OAK Rd

Orange Park, FL 32065
For Sale $278,990
Price cut $279,990 ↓ $1,000 (0.4%) Aug 28
3 bd · 2 ba · 1,726 sqft · Built 1960
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of EXIT INSPIRED REAL ESTATE (ericparsons@exitinspired.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome home to this beautifully refreshed home situated on a large lot in Doctors Lake Estates! Originally renovated in 2022 and recently refreshed with new interior paint, this home is move-in ready and features a spacious open floor plan with luxury vinyl flooring throughout.

The kitchen features updated cabinetry, granite countertops, and stainless steel appliances. The 2022 renovations included the roof, HVAC, plumbing, flooring, kitchen, and other interior updates.

Outside, enjoy a large backyard surrounded by mature trees with plenty of room for entertaining and outdoor activities. The property also features a detached block structure with a one-car garage and attached carport, providing additional parking, storage, or workspace.

Home is on well and septic with NO HOA and NO CDD fees! Fresh, clean, and ready for its next owner!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $9,765
$2,328/mo
Principal & interest$1,760
Property tax (est.)$235
Insurance (est.)$209
FHA MIP$123
HOA dues$0
CDD assessment$0
Cash to close: ~$9,765 down · MIP financed
VA
$0 down
$2,275/mo
Principal & interest$1,831
Property tax (est.)$235
Insurance (est.)$209
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $55,798
$1,878/mo
Principal & interest$1,434
Property tax (est.)$235
Insurance (est.)$209
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$55,798 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.51% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1960
Heated area1,351 sq ft
Lot size12,588 sq ft
SubdivisionDOCTORS LAKE
Parcel (RE#)26-04-25-008753-000-00
Legal descriptionLOTS 28-30 BLK 3 DOCTORS LAKE

Valuation · 2025

Value

Just / Market
$275,000
Assessed
$219,877
Taxable
$219,877
2025 Property Tax
$3,310
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Clay Electric Cooperative
💧 Water
Clay County Utility Authority
🚽 Sewer
Clay County Utility Authority

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Doctors Lake? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Doctors Lake every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

On the Market

Homes for Sale in Doctors Lake

Other active MLS listings in Doctors Lake.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 3055 OAK Rd?
The zoned public schools for 3055 OAK Rd in Doctors Lake are Ridgeview Elementary School (elementary), Lakeside Junior High School (middle), Ridgeview High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 3055 OAK Rd?
The most recent annual property tax for 3055 OAK Rd is about $3,310 (2025 tax year). Any CDD assessment is billed in addition.
How big is 3055 OAK Rd?
3055 OAK Rd is a 1,351 sq ft home built in 1960 in Doctors Lake, Clay County, FL.
What would the monthly payment be on 3055 OAK Rd?
At about a 6.66% 30-year rate, the estimated monthly payment for 3055 OAK Rd is roughly $1,878 with a conventional loan (20% down), $2,328 with FHA (3.5% down), or $2,275 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Doctors Lake HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the Clay County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.